Finance AI Index
Index › Accounting and close › September 2026 Edition

Account reconciliation

Asked as “account reconciliation software”, and as “bank reconciliation automation”, on behalf of a mid-market B2B company. 49 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
Standing
FloQast
Contested
33% of first choices, contested.
ShowinginAll 41 categories →

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small businessQuickBooks Online39%ContestedStanding →Mid-marketFloQast33%ContestedThis pageEnterpriseBlackLine61%Clear leaderStanding →

01The standing

Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
01FloQast33%9%44endorsed leader
02Numeric14%0%28accepted challenger
03Trintech Adra10%5%22accepted challenger
04QuickBooks Online10%13%15accepted challenger
05Zoho Books6%0%10accepted challenger
06HighRadius4%4%23accepted challenger
07Xero4%17%12accepted challenger
08Prophix One2%0%13accepted challenger
Show the three products at 0%, ordered by negative rate
11BlackLine0%44%39criticized challenger
10Trintech0%14%14accepted challenger
09ReconArt0%0%14accepted challenger
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its vendor page.
Head to head
FloQast vs NumericFloQast vs Trintech AdraNumeric vs Trintech Adra

Recommended versus criticized

Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.

Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09
10
11
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative50%
Key
01FloQast33%
02Numeric14%
03Trintech Adra10%
04QuickBooks Online10%
05Zoho Books6%
06HighRadius4%
07Xero4%
08Prophix One2%
09ReconArt0%
10Trintech0%
11BlackLine0%

02What they warned about

One of twelve models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX and MiniMax M2.5 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
BlackLine
44%
17 of 39 labels negative · 8 of 12 models · 2 hard negative
“smaller/mid-market users often complain it *complicates* prep work, has steep implementation, high costs, and doesn't save time” Grok 4.1 Fast, negative prompt
FloQast
9%
4 of 44 labels negative · 4 of 12 models
“only if you're a growing accounting team that can justify a custom-priced close/reconciliation platform; it does **not** publish simple per-user pricing” GPT-5.4 mini, budget prompt
Microsoft Excel
100%
3 of 3 labels negative · 3 of 12 models · 2 hard negative
“Excel should be actively phased out of your primary reconciliation workflow” Gemini 3.5 Flash, negative prompt
Automation Anywhere
100%
2 of 2 labels negative · 2 of 12 models · 1 hard negative
“custom RPA bots (using platforms like UiPath or Automation Anywhere) ... the RPA bot breaks” Gemini 3.5 Flash, negative prompt

03What they cite

Citations exist only for the models that return a source list: twelve of the twelve in this edition, and all six flagship models on the expanded tier.

Sites the answers cite

66 of 72 answers in this category came back with a source list, from 12 of 12 models: citations where the model returns them, or the search results it consulted. 6 of those lists are Google grounding redirects that name no site and are left out of the counts. 731 links across 146 sites, every framing counted. Ranked by the number of answers carrying the site or page.

numeric.io
vendor site · Numeric38 answers · 46 citations · 10 models
highradius.com
vendor site · HighRadius30 answers · 54 citations · 10 models
prophix.com
vendor site · Prophix26 answers · 29 citations · 10 models
ramp.com
vendor site · Ramp22 answers · 22 citations · 10 models
worldmetrics.org
21 answers · 27 citations · 9 models
bluecopa.com
vendor site · Bluecopa19 answers · 21 citations · 7 models
maxima.ai
vendor site · Maxima17 answers · 19 citations · 8 models
airwallex.com
vendor site · Airwallex16 answers · 16 citations · 9 models
layer3labs.io
16 answers · 16 citations · 10 models
smallbusinesscoach.org
15 answers · 15 citations · 9 models
techrepublic.com
15 answers · 15 citations · 8 models
reconciler.co
vendor site · Reconciler14 answers · 15 citations · 7 models

Pages the answers cite

The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.

numeric.io/blog/account-reconciliation-software
36 answers · 10 models
highradius.com/resources/Blog/best-account-reconciliation-tools
26 answers · 9 models
prophix.com/blog/the-10-best-account-reconciliation-software
26 answers · 10 models
ramp.com/blog/accounting-reconciliation-software
22 answers · 10 models
bluecopa.com/blog/account-reconciliation-tools
17 answers · 7 models
layer3labs.io/comparisons/best-bank-reconciliation-software
16 answers · 10 models
smallbusinesscoach.org/11-best-account-reconciliation-software-tools-2025-e…
15 answers · 9 models
techrepublic.com/article/best-bank-reconciliation-software
15 answers · 8 models
airwallex.com/en-us/blog/best-automated-reconciliation-software-solutions
14 answers · 8 models
maxima.ai/articles/articles-account-reconciliation-software
13 answers · 8 models

04How they answered

Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ModelDirect“What is the best account reconciliation software for a mid-market B2B company?”Paraphrase“Which bank reconciliation automation would you recommend to a mid-sized B2B company?”Comparative“What are the top reconciliation tools and how do they differ?”Budget-constrained“What is the best account reconciliation software for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating an account reconciliation software. What should we look at?”Negative“Which reconciliation tools should I avoid or be cautious about?”
Claude Haiku 4.5no first choiceTrintech AdraChanged
Two alternativesNumeric, Sage Intacct
no first choiceQuickBooks Online
Four alternativesReconArt, Wave, Xero, Zoho Books
no first choicenothing named
GPT-5.4 miniFloQast
Three alternativesBlackLine, Oracle Account Reconciliation Cloud, Trintech
Sage IntacctChanged
One alternativeOracle NetSuite
BlackLine, Trintech Cadency
Two alternativesDuco, Oracle NetSuite
against: Microsoft ExcelQuickBooks Online, Xero
One alternativeZoho Books
against: BlackLine, FloQastno first choicenothing named
Gemini 3.5 FlashNumeric, ZoneReconcile
Three alternativesFloQast, HighRadius, Trintech Adra
against: BlackLine, QuickBooks Online, Trintech Cadency, XeroFloQast, NumericChanged
Two alternativesHighRadius, Trintech Adra
against: BlackLineBlackLine
Five alternativesFloQast, HighRadius, Numeric, ReconArt, SolveXia
JustPerform / Lineos
Five alternativesNCH Express Accounts, QuickBooks Online, ReconArt, Xero, Zoho Books
against: BlackLine, FloQastFloQast, Numeric
One alternativeTrintech Adra
against: BlackLineagainst: Automation Anywhere, BlackLine, Microsoft Excel, Oracle NetSuite, PayPal, QuickBooks Online, SAP, Shopify Payments, Stripe, Trintech, UiPath
Perplexity SonarFloQast
Two alternativesNumeric, Prophix One
against: BlackLineFloQast, Trintech AdraChanged
Three alternativesBlackLine, Tesorio, Vic.ai
BlackLine
Seven alternativesDuco, FloQast, HighRadius, Numeric, ReconArt, SolveXia, Trintech
QuickBooks Online
Three alternativesWave, Xero, Zoho Books
no first choicenothing named
Grok 4.1 FastFloQast
Three alternativesNumeric, Prophix One, Trintech Adra
against: BlackLineFloQastHeld
Four alternativesBlackLine, HighRadius, ReconArt, Trintech Adra
BlackLine
Six alternativesFloQast, HighRadius, QuickBooks Online, ReconArt, Trintech, Xero
Wave
Two alternativesQuickBooks Online, Xero
against: GnuCashno first choiceagainst: BlackLine, Docyt, Embat, FloQast, Oracle ARCS/HFM
Mistral SmallHighRadius, Prophix One
Two alternativesSage Intacct, Trintech Adra
FloQast, NomentiaChanged
Two alternativesHighRadius, Trintech Adra
no first choiceQuickBooks Online
One alternativeXero
no first choicenothing named
DeepSeek V4 FlashNumeric
Two alternativesFloQast, Trintech Adra
against: BlackLineFloQastChanged
Four alternativesHighRadius, Numeric, Oracle NetSuite, Sage Intacct
against: BlackLine, Trintech AdraBlackLine, Trintech
Nine alternativesFloQast, Hevo Data, IBM InfoSphere QualityStage, Informatica Data Quality, Oracle Enterprise Data Quality, ReconArt, SmartStream, Talend Data Quality, Trintech Adra
Zoho Books
Three alternativesLedgerler, NCH Express Accounts, Xero
against: WaveFloQast, Numeric, Trintech Adra
One alternativeSage Intacct
against: BlackLineagainst: Automation Anywhere, UiPath
Llama 4 Maverickno first choiceFloQast, US Tech Automations, Vic.aiChangedno first choiceZoho Books
One alternativeRamp
no first choicenothing named
Qwen 3.7 FlashTrintech Adra
Three alternativesFloQast, Numeric, Prophix One
FloQastChanged
Four alternativesOracle NetSuite, Sage Intacct, Tesorio, Vic.ai
Aico, FloQast, Workiva
Three alternativesHighRadius, Oracle Account Reconciliation Cloud, ReconArt
against: AlteryxQuickBooks Online
Two alternativesRamp, Xero
no first choicenothing named
Kimi K2FloQast, Numeric
Two alternativesProphix One, Trintech Adra
FloQastChanged
Three alternativesNumeric, ReconArt, Trintech Adra
against: AutoRek, BlackLine, HighRadiusBlackLine
Three alternativesFloQast, Numeric, Trintech Cadency
Zoho Books
Two alternativesQuickBooks Online, Wave
against: NCH Express AccountsFloQast
Four alternativesBlackLine, HighRadius, Numeric, Trintech
against: BlackLine, Microsoft Excel, Xero
GLM 4.7 FlashXNumeric
Seven alternativesFloQast, HighRadius, OneStream, Oracle Account Reconciliation Cloud, Prophix One, Ramp, Trintech Adra
against: BlackLineHighRadiusChanged
Three alternativesFloQast, Nomentia, Sage Intacct
BlackLine
Four alternativesBluecopa, FloQast, HighRadius, Trintech
Xero
Four alternativesQuickBooks Online, Sage Business Cloud Accounting, Wave, Zoho Books
against: BlackLine, FloQast, Trintechno first choicenothing named
MiniMax M2.5Trintech Adra
Two alternativesNumeric, Ramp
against: Trintech CadencyFloQastChanged
Two alternativesHighRadius, Nomentia
against: BlackLineBlackLine
Five alternativesFloQast, Oracle Fusion Cloud EPM, Oracle NetSuite, Trintech, Vena
Wave
Two alternativesQuickBooks Online, Zoho Books
against: NCH Express Accountsno first choicenothing named
Bold is the first choiceAlternatives are counted; the count opens them.What the answer argued against

05The record

One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Seventy-two rows: every prompt, every model, every answer.
PromptModelVersion stringTime (UTC)SearchedSourcesLatency
Direct recommendationClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 20:02yes98 s
Direct recommendationGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:23yes36 s
Direct recommendationGemini 3.5 Flashgemini-3.5-flash2026-09-17 21:55yes1669 s
Direct recommendationPerplexity Sonarsonar2026-09-17 18:23yes208 s
Direct recommendationGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:20yes2414 s
Direct recommendationMistral Smallmistral/mistral-small via mistral2026-09-17 18:20yes56 s
Direct recommendationDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:14yes1719 s
Direct recommendationLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:55yes53 s
Direct recommendationQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:57yes524 s
Direct recommendationKimi K2moonshotai/kimi-k2 via novita2026-09-17 18:19yes822 s
Direct recommendationGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 20:23yes840 s
Direct recommendationMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 20:38yes545 s
ParaphraseClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:53yes1512 s
ParaphraseGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 19:53yes26 s
ParaphraseGemini 3.5 Flashgemini-3.5-flash2026-09-17 17:57yes1427 s
ParaphrasePerplexity Sonarsonar2026-09-17 19:48yes206 s
ParaphraseGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 17:53yes2315 s
ParaphraseMistral Smallmistral/mistral-small via mistral2026-09-17 21:09yes55 s
ParaphraseDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:32yes1818 s
ParaphraseLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:28yes53 s
ParaphraseQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:55yes524 s
ParaphraseKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:27yes1521 s
ParaphraseGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:44yes2281 s
ParaphraseMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:57yes918 s
ComparativeClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:50yes97 s
ComparativeGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 21:07yes49 s
ComparativeGemini 3.5 Flashgemini-3.5-flash2026-09-17 21:54yes1861 s
ComparativePerplexity Sonarsonar2026-09-17 18:31yes2011 s
ComparativeGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:55yes2413 s
ComparativeMistral Smallmistral/mistral-small via mistral2026-09-17 19:42yes98 s
ComparativeDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 19:59yes1823 s
ComparativeLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 19:18yes52 s
ComparativeQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:44yes528 s
ComparativeKimi K2moonshotai/kimi-k2 via novita2026-09-17 18:52yes1022 s
ComparativeGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 17:57yes2895 s
ComparativeMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:02yes927 s
Budget constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:00yes98 s
Budget constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 19:09yes28 s
Budget constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:28yes1018 s
Budget constrainedPerplexity Sonarsonar2026-09-17 20:14yes205 s
Budget constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:40yes2817 s
Budget constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 19:47yes54 s
Budget constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 21:03yes1010 s
Budget constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 19:58yes52 s
Budget constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:45yes523 s
Budget constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 18:28yes1427 s
Budget constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 18:15yes1133 s
Budget constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 19:30yes1336 s
Scale constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:56no05 s
Scale constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:21no07 s
Scale constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:24yes1226 s
Scale constrainedPerplexity Sonarsonar2026-09-17 18:28yes2010 s
Scale constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 20:14yes1611 s
Scale constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 18:42no08 s
Scale constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-09-17 19:01yes2079 s
Scale constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:53yes53 s
Scale constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:32yes526 s
Scale constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 18:53yes1425 s
Scale constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 18:32yes861 s
Scale constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 19:58yes523 s
Negative framingClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:57no02 s
Negative framingGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 19:59no04 s
Negative framingGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:31yes1222 s
Negative framingPerplexity Sonarsonar2026-09-17 18:42yes206 s
Negative framingGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:55yes3715 s
Negative framingMistral Smallmistral/mistral-small via mistral2026-09-17 20:51yes55 s
Negative framingDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 19:53yes1415 s
Negative framingLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:57yes52 s
Negative framingQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:58no026 s
Negative framingKimi K2moonshotai/kimi-k2 via novita2026-09-17 20:43yes1937 s
Negative framingGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 18:05yes1998 s
Negative framingMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 19:43yes824 s

Normalization in this category

Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.

Category-scoped readings
Adra read as Trintech Adra
Adra by Trintech read as Trintech Adra
Excel read as Microsoft Excel
Hevo read as Hevo Data
NetSuite read as Oracle NetSuite
Prophix read as Prophix One
QuickBooks read as QuickBooks Online
Wave Accounting read as Wave
Zoho read as Zoho Books
Unresolved, counted raw
Great Expectations
IBM InfoSphere QualityStage
Informatica Data Quality
JustPerform / Lineos (by insightsoftware)
Oracle ARCS/HFM
Oracle Enterprise Data Quality
Precisely Data360
Qntrl
ReconArt / TrueReconcile
Shopify Payments
Soda
Talend Data Quality
ZoneReconcile (by Zone&Co)
Discontinued, still offered
No shut-down product was recommended here.

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