Chargeback management for enterprise buyers
Asked as “chargeback management tool”, and as “payment dispute management software”, on behalf of an enterprise B2B company. 50 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each. Added to the October 2026 Edition on October 4, 2026; its answers are read by the distilled judge (ai-indexes-judge-qwen3-14b-run3), not the claude-opus-5 judge of the earlier categories: how the two compare.
Standing · first-choice share
30%
Contested · Chargebacks911 16%
30HighRadius16Chargebacks91108Chargeflow46others
30% of first choices, contested.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each
Chargeflow vs JusttChargeflow vs ChargeblastChargeflow vs HighRadiusChargeflow vs Chargebacks911Gaviti vs MidigatorGaviti vs DisputifierGaviti vs JusttGaviti vs ChargeblastGaviti vs HighRadiusGaviti vs Chargebacks911Midigator vs DisputifierMidigator vs JusttMidigator vs ChargeblastMidigator vs HighRadiusMidigator vs Chargebacks911Disputifier vs JusttDisputifier vs ChargeblastDisputifier vs HighRadiusDisputifier vs Chargebacks911Justt vs ChargeblastJustt vs HighRadiusJustt vs Chargebacks911Chargeblast vs HighRadiusChargeblast vs Chargebacks911HighRadius vs Chargebacks911
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06Q07
08
09V10
11E12
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative50%
Key
01HighRadius30%
HighRadius30%02Chargebacks91116%
Chargebacks91116%03Chargeflow8%
Chargeflow8%04Justt4%
Justt4%05Accertify4%
Accertify4%06Signifyd4%
Signifyd4%07Quavo2%
08Sift2%
Sift2%09Midigator0%
Midigator0%10Verifi0%
11Kount0%
Kount0%12Ethoca0%
What they warned about
Two of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5 and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Chargeflow37%
15 of 41 labels negative · 10 of 14 models · 5 hard negative
“Many newer, highly rated AI-driven chargeback tools (such as basic tiers of Chargeflow or Disputifier) ... **Why to avoid:** Large enterprises rarely operate on a single, clean e-commerce platform.” Gemini 3.5 Flash, negative prompt
Chargebacks91118%
8 of 44 labels negative · 6 of 14 models · 1 hard negative
“legacy giant **Chargebacks911** faced a highly publicized joint lawsuit by the FTC and the State of Florida for using deceptive tactics” Gemini 3.5 Flash, negative prompt
Kount25%
5 of 20 labels negative · 5 of 14 models
“Per-transaction / per-alert (e.g., Kount at $0.07/transaction...) — Costs scale with volume and are highly unpredictable at enterprise scale.” DeepSeek V4 Flash, budget prompt
Justt19%
5 of 26 labels negative · 4 of 14 models · 2 hard negative
“Tools Primarily Suited for SMBs or Mid-Market (Avoid for Enterprise Scale) - **Chargeflow, Justt, and ChargeMate**” Grok 4.1 Fast, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
80 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1180 links across 230 sites, every framing counted. Ranked by the number of answers carrying the site or page. None of the 252 answers across every segment cited this index's own page for the category.
vendor site · Guideflow43 answers · 49 citations · 11 models
vendor site · Chargeflow38 answers · 56 citations · 12 models
vendor site · Chargeback.io30 answers · 39 citations · 11 models
24 answers · 26 citations · 11 models
vendor site · Fraud.net23 answers · 35 citations · 9 models
23 answers · 26 citations · 9 models
vendor site · Beast Insights22 answers · 22 citations · 11 models
vendor site · SEON22 answers · 22 citations · 11 models
21 answers · 31 citations · 8 models
vendor site · GetApp21 answers · 25 citations · 10 models
21 answers · 24 citations · 10 models
21 answers · 21 citations · 9 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
39 answers · 11 models
22 answers · 10 models
22 answers · 11 models
22 answers · 11 models
21 answers · 10 models
21 answers · 9 models
21 answers · 10 models
19 answers · 11 models
19 answers · 9 models
17 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best chargeback management tool”, “chargeback management tool”, “chargeback management tools”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| HighRadius highradius.com HighRadius 30%, HighRadius Automated Dispute Management 2% | 32% | 691 | 6,600 | 118 | 294,561 | $2,272 | 120 | |
| Chargebacks911 chargebacks911.com | 16% | 108 | 1,300 | 2 | 25,560 | $10,227 | 36 | 8 |
| Chargeflow chargeflow.io | 8% | 165 | 1,600 | 14 | 20,684 | $1,152 | 107 | 1 |
| Justt justt.ai | 4% | 68 | 590 | 2 | 6,068 | $2,094 | 14 | |
| Accertify accertify.com | 4% | 19 | 1,900 | 52 | 1,138 | 26 | 1 | |
| Signifyd signifyd.com | 4% | 186 | 3,600 | 62 | 10,180 | $5,179 | 37 | |
| Billtrust billtrust.com | 4% | 317 | 6,600 | 159 | 50,343 | $718 | 15 | |
| Vantage vantage.sh | 4% | 4 | 49,500 | 10,715 | 37,252 | 4 | ||
| Quavo | 2% | 90,500 | 3,374 | |||||
| Sift sift.com | 2% | 153 | 27,100 | 5,273 | 16,711 | 2 |
Google's top ten for the three searches hold 13 sites; 4 of them are among the sites the models cited here (chargeback.io, chargeflow.io, fraud.net, seon.io). The first result for “best chargeback management tool” is chargeflow.io.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best chargeback management tool for an enterprise B2B company?”Paraphrase“Which payment dispute management software would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade chargeback management tools and how do they differ?”Budget-constrained“What is the best chargeback management tool for a large company that needs predictable total cost across thousands of users?”Scale-constrained“We are a 5,000 person company with SSO, SOC 2 and procurement review requirements evaluating a chargeback management tool. What should we look at?”Negative“Which chargeback management tools should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5Chargebacks911HighRadiusChangedChargebacks911Vantageno first choiceagainst: Claimlane, Kount, SEON
Three alternatives
Chargeflow, MidMetrics, MidigatorThree alternatives
BlackLine, Esker, KollenoThree alternatives
Ethoca, Justt, QuavoTwo alternatives
ApptioOne, Flexera OneGPT-5.4 miniBilltrustBilltrustHeldJusttagainst: MidigatorFinoutagainst: Chargebacks911, Chargeflowno first choiceagainst: Chargeback, Chargebacks911, Chargeflow
Three alternatives
Chargebacks911, Chargeflow, HighRadiusThree alternatives
Chargebacks911, HighRadius, VerifiFour alternatives
Chargebacks911, Chargeflow, Riskified, Salesforce Transaction Dispute Management / Financial Services CloudGemini 3.5 FlashHighRadius, JusttHighRadiusChangedChargeflow, JusttIBM Apptio, Signifydno first choiceagainst: Adyen, Adyen's RevenueProtect, Braintree, Chargebacks911, Chargeflow, Disputifier, Stripe Disputes, Stripe Radar
Six alternatives
Accertify, Carixa, Chargebacks911, Chargeflow, Esker, iNymbusFive alternatives
Billtrust, Chargebacks911, Esker, Serrala, Stripe DisputesFive alternatives
Chargeback Gurus, Chargebacks911, Kount, Riskified, SignifydFour alternatives
Chargebacks911, Kount, Vantage, ZyloPerplexity SonarAccertify, HighRadiusagainst: ChargeflowHighRadius, KollenoChangedno first choiceChargebacks911no first choiceagainst: Chargeblast, Chargeflow, Disputely, Disputifier
One alternative
JusttOne alternative
GavitiTwo alternatives
KPMG, QuavoGrok 4.1 FastChargeflowHighRadiusChangedAccertifyFlexera One FinOpsagainst: Chargebacks911, Chargeflow, Claimlane, Justtno first choiceagainst: ChargeMate, Chargebacks911, Chargeflow, Ethoca, Justt, Kount, Signifyd, Verifi
Two alternatives
Midigator, VerifiFour alternatives
Esker, Gaviti, Quadient AR, VersapayFive alternatives
ChargebackStop, Chargebacks911, Chargeflow, Justt, MidigatorTwo alternatives
Chargeback Gurus, IBM Apptio CloudabilityMistral SmallAccertifyACI Worldwide's Automated Dispute Manager, FINBOAChangedEthoca, VerifiChargeflowno first choiceagainst: ChargebackHelp, Chargebacks Gurus, Chargeflow
Two alternatives
Kount, MidigatorTwo alternatives
Gaviti, HighRadiusFour alternatives
Accertify, Chargebacks911, Midigator, SignifydDeepSeek V4 FlashChargebacks911HighRadiusChangedagainst: ACI Worldwide Automated Dispute ManagerChargebacks911Quavoagainst: Chargeback.io, Chargeflow, Kount, Ringly.ioChargebacks911against: ChargebackHelp, Chargebacks911, Chargeflow, Ethoca, Verifi
Three alternatives
Chargeflow, Justt, MidigatorOne alternative
VersapayFive alternatives
Accertify, Ethoca, Justt, Midigator, VerifiOne alternative
Chargebacks911Three alternatives
Chargeflow, Justt, QuavoLlama 4 Maverickno first choiceHighRadius, LunosChangedno first choiceChargeflowno first choiceagainst: Kount, Signifyd
One alternative
ChargeflowOne alternative
SignifydQwen 3.7 FlashChargebacks911HighRadiusChangedChargebacks911Riskified, Signifydno first choicenothing named
Four alternatives
Chargeflow, Ethoca, Midigator, VerifiThree alternatives
Adyen, BlackLine, Chargebacks911Five alternatives
Forter, Kount, LayerFight, Quavo, SignifydTwo alternatives
Accertify, ForterKimi K2Chargebacks911, Justtagainst: MidigatorHighRadiusChangedChargebacks911Siftagainst: Chargeblast, Chargeflow, Justtno first choiceagainst: Chargebacks911against: Ethoca, Verifi
One alternative
ChargeflowTwo alternatives
Accertify, ServiceNow Disputes ManagementFive alternatives
Chargeflow, Justt, Kount, Midigator, SiftTwo alternatives
Chargebacks911, SEONThree alternatives
Chargeback Gurus, Justt, MidigatorGLM 4.7 FlashXChargebacks911HighRadiusChangedagainst: ChargeflowChargebacks911Chargeflowagainst: Chargebacks911no first choiceagainst: Chargeblast
Three alternatives
Chargeblast, Chargeflow, SiftTwo alternatives
Gaviti, iNymbusFive alternatives
ChargeMate, Chargeflow, Justt, Kount, MidigatorTwo alternatives
Chargeback.io, KountMiniMax M2.5no first choiceHighRadiusChangedChargebacks 911no first choiceno first choicenothing named
Two alternatives
Esker, GavitiSix alternatives
Beast Insights, Chargeback Gurus, Ethoca Alerts, Kount, Quavo, VerifiGPT-6 LunaHighRadiusHighRadiusHeldChargeflow, JusttCloudZerono first choiceagainst: Chargeflow, Justt, Midigator is now Kount
Two alternatives
Esker, SPS Commerce Revenue RecoveryTwo alternatives
Esker, SAP's dispute-management capabilitiesThree alternatives
Chargebacks911, Mastercard Ethoca, VerifiOne alternative
FinoutMuse Glimmer 30BChargebacks911, HighRadiusHighRadius Automated Dispute ManagementChangedChargebacks911Nerdio Manager for Enterprise, Vantageagainst: Chargeflowno first choiceagainst: Chargeback.io, Chargeflow, Justt, Kount, Signifyd
Two alternatives
Kolleno, QuavoThree alternatives
Chargeflow, Justt, MidigatorOne alternative
CloudawareBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:26 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 23:07 | yes | 2 | 4 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:16 | yes | 17 | 29 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-04 22:56 | yes | 20 | 2 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:32 | yes | 22 | 9 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:40 | yes | 21 | 11 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:52 | yes | 20 | 27 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:45 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:18 | yes | 19 | 38 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:45 | yes | 22 | 27 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 23:16 | yes | 17 | 46 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 23:07 | yes | 5 | 11 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:21 | yes | 4 | 12 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:15 | yes | 21 | 21 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:32 | yes | 15 | 10 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 23:10 | yes | 2 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:03 | yes | 16 | 24 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-04 22:39 | yes | 19 | 4 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:30 | yes | 23 | 9 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:07 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 23:12 | yes | 20 | 29 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:15 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:26 | no | 0 | 27 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:46 | yes | 20 | 23 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:56 | yes | 22 | 57 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:50 | yes | 15 | 21 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:52 | yes | 3 | 13 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:33 | yes | 20 | 24 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:30 | yes | 9 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 23:18 | yes | 8 | 10 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:57 | yes | 19 | 30 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-04 23:02 | yes | 18 | 4 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:54 | yes | 22 | 11 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:30 | yes | 13 | 11 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:24 | yes | 22 | 50 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:32 | yes | 5 | 1 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:02 | yes | 12 | 24 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:34 | yes | 24 | 36 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 23:24 | yes | 23 | 123 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:23 | yes | 25 | 72 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:24 | yes | 6 | 24 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:56 | yes | 22 | 33 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 22:53 | yes | 18 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:28 | yes | 2 | 5 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 23:06 | yes | 17 | 34 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-04 23:09 | yes | 15 | 2 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:21 | yes | 21 | 10 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:17 | yes | 5 | 3 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 23:13 | yes | 21 | 26 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 22:26 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:20 | yes | 14 | 47 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 22:12 | yes | 19 | 25 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 23:10 | yes | 18 | 61 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:35 | yes | 18 | 54 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:53 | yes | 2 | 21 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:27 | yes | 19 | 37 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:19 | yes | 18 | 12 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:18 | yes | 2 | 7 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:34 | yes | 8 | 31 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-04 22:25 | yes | 17 | 6 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 22:59 | yes | 13 | 9 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 23:24 | no | 0 | 9 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 23:11 | yes | 24 | 51 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 23:19 | yes | 5 | 4 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 22:47 | no | 0 | 27 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 23:23 | yes | 22 | 66 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 23:04 | yes | 22 | 38 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:46 | no | 0 | 14 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-04 23:24 | yes | 2 | 20 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 23:07 | yes | 24 | 28 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-04 23:16 | yes | 18 | 11 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-04 22:40 | yes | 3 | 8 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-04 22:34 | yes | 22 | 30 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-04 22:56 | yes | 14 | 3 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-04 23:04 | yes | 22 | 10 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-04 22:48 | yes | 13 | 9 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-04 22:49 | yes | 22 | 67 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-04 23:06 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-04 23:00 | yes | 8 | 53 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-04 23:20 | yes | 21 | 23 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-04 22:21 | yes | 20 | 49 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-04 22:50 | yes | 16 | 37 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-04 22:57 | yes | 4 | 18 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-04 22:24 | yes | 24 | 31 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
Stripe read as Stripe Disputes
Stripe Smart Disputes read as Stripe Disputes
Unresolved, counted raw
ACI Worldwide Automated Dispute Manager
ACI Worldwide's Automated Dispute Manager
Adyen's RevenueProtect
Adyen’s dispute tools
ApptioOne
Carixa (by Smyyth)
Chargebacks 911
Chargebacks Gurus
CloudHealth (Broadcom)
CloudZero
CloudZero/Cloudaware
Ethoca Alerts
FINBOA
Flexera One FinOps
Harness Cloud Cost Management
IBM Apptio (Apptio Cloudability / Apptio One)
LayerFight
Midigator is now Kount
Nerdio Manager for Enterprise
SAP's dispute-management capabilities
SPS Commerce Revenue Recovery
Salesforce Transaction Dispute Management / Financial Services Cloud
ServiceNow Disputes Management (Built with Visa)
VMware Tanzu CloudHealth
Zesty
Discontinued, still offered
No shut-down product was recommended here.