Finance AI Index
September 2026 Edition · The permanent record of this edition. The unqualified address always carries the latest edition.
Index › Accounting and close › AI accounting assistants › Enterprise › September 2026 Edition

AI accounting assistants for enterprise buyers

Asked as “AI bookkeeping tool”, and as “AI agent for accounting tasks”, on behalf of an enterprise B2B company. 41 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
Standing
Vic.ai
Contested
12% of first choices, contested.
ShowinginAll 41 categories in the September 2026 Edition →

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small businessQuickBooks Online40%ContestedStanding →Mid-marketSage Intacct25%ContestedStanding →EnterpriseVic.ai12%ContestedThis page

01The standing

Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for an enterprise B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
01Vic.ai12%5%37accepted challenger
02BlackLine10%0%23accepted challenger
03Oracle NetSuite10%10%20accepted challenger
04FloQast7%8%26accepted challenger
05Sage Intacct7%12%24accepted challenger
06Numeric7%14%22accepted challenger
Show the two products at 0%, ordered by negative rate
08QuickBooks Online0%77%13criticized challenger
07Trullion0%0%11accepted challenger
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its vendor page.
Head to head
Sage Intacct vs Zoho BooksSage Intacct vs RampZoho Books vs Ramp

Recommended versus criticized

Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.

Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative30%
Key
01Vic.ai12%
02BlackLine10%
03Oracle NetSuite10%
04FloQast7%
05Sage Intacct7%
06Numeric7%
07Trullion0%
08QuickBooks Online0%

02What they warned about

Two of twelve models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Qwen 3.7 Flash, Kimi K2 and GLM 4.7 FlashX changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
ChatGPT
100%
8 of 8 labels negative · 8 of 12 models · 5 hard negative
“avoid or approach the following categories of AI accounting tools with extreme caution... standard, non-enterprise instances of ChatGPT, Claude, Gemini, or Copilot” Gemini 3.5 Flash, negative prompt
QuickBooks Online
77%
10 of 13 labels negative · 7 of 12 models · 7 hard negative
“SMB-first accounting platforms like QuickBooks, Xero, and FreshBooks when used as the core finance stack for a large enterprise” Perplexity Sonar, negative prompt
Claude
100%
8 of 8 labels negative · 7 of 12 models · 6 hard negative
“tools like public versions of ChatGPT or Claude ... are generally **unsafe to use as primary processing engines** for sensitive financial data” Qwen 3.7 Flash, negative prompt
Xero
67%
6 of 9 labels negative · 6 of 12 models · 1 hard negative
“SMB-first accounting platforms like QuickBooks, Xero, and FreshBooks when used as the core finance stack for a large enterprise” Perplexity Sonar, negative prompt

03What they cite

Citations exist only for the models that return a source list: twelve of the twelve in this edition, and all six flagship models on the expanded tier.

Sites the answers cite

67 of 72 answers in this category came back with a source list, from 12 of 12 models: citations where the model returns them, or the search results it consulted. 5 of those lists are Google grounding redirects that name no site and are left out of the counts. 1020 links across 328 sites, every framing counted. Ranked by the number of answers carrying the site or page.

numeric.io
vendor site · Numeric24 answers · 30 citations · 9 models
dualentry.com
vendor site · DualEntry24 answers · 28 citations · 8 models
growthy.com
vendor site · Growthy23 answers · 25 citations · 10 models
intuit.com
23 answers · 23 citations · 10 models
articsledge.com
22 answers · 30 citations · 10 models
unite.ai
22 answers · 22 citations · 9 models
maxima.ai
vendor site · Maxima16 answers · 18 citations · 9 models
gotofu.com
15 answers · 16 citations · 10 models
adopt.ai
15 answers · 15 citations · 8 models
aibuzz.blog
15 answers · 15 citations · 9 models
usecarly.com
14 answers · 15 citations · 8 models
ramp.com
vendor site · Ramp12 answers · 14 citations · 6 models

Pages the answers cite

The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.

intuit.com/blog/innovative-thinking/best-ai-accounting-software-tools
23 answers · 10 models
unite.ai/best-ai-accounting-tools
21 answers · 9 models
dualentry.com/blog/best-ai-accounting-software
20 answers · 6 models
articsledge.com/post/ai-accounting-tools
18 answers · 9 models
numeric.io/blog/ai-accounting-tools
17 answers · 9 models
aibuzz.blog/best-ai-accounting-software
15 answers · 9 models
adopt.ai/blog/best-ai-accounting-software
14 answers · 7 models
gotofu.com/blog/best-ai-bookkeeping-software
14 answers · 9 models
usecarly.com/blog/ai-accounting-software
14 answers · 8 models
growthy.com/blog/ai-accounting-software
13 answers · 7 models

04How they answered

Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ModelDirect“What is the best AI bookkeeping tool for an enterprise B2B company?”Paraphrase“Which AI agent for accounting tasks would you recommend to a large B2B company with thousands of employees?”Comparative“What are the top enterprise-grade AI accounting tools and how do they differ?”Budget-constrained“What is the best AI bookkeeping tool for a large company that needs predictable total cost across thousands of users?”Negative“Which AI accounting tools should a large enterprise avoid or be cautious about?”
Claude Haiku 4.5Sage Intacct
Three alternativesDualEntry, Tabs, Vic.ai
Oracle NetSuiteChanged
Six alternativesBlackLine, HighRadius, Maxima, Microsoft Dynamics 365 Finance, Sage Intacct, Vic.ai
Numeric
Two alternativesNetgain, Trullion
against: Sage Intacct, Vic.aiTofu
Two alternativesSage Intacct, Vic.ai
nothing named
GPT-5.4 miniOracle NetSuite
Two alternativesBlackLine, Sage Intacct
against: QuickBooks OnlineBlackLineChanged
One alternativeWorkday Accounting Agent
Intuit Enterprise Suite
Three alternativesOracle Fusion Cloud Financial Management, QuickBooks Online, Workday Financial Management
Botkeeper
One alternativeSage Intacct
against: Xeronothing named
Gemini 3.5 FlashNumeric
Five alternativesFloQast, Oracle NetSuite, Tabs, Trullion, Vic.ai
against: Bench, QuickBooks Online, XeroSAP Joule Agents, Workday Accounting AgentChanged
Six alternativesAuditoria.ai, FloQast, HighRadius, Numeric, Oracle NetSuite, Vic.ai
against: Claude, GPT-4BlackLine
Seven alternativesNumeric, Oracle NetSuite, Sage Intacct, Tabs, Trullion, Vic.ai, Workday Financial Management
Ramp
Two alternativesTipalti, Vic.ai
against: ChatGPT, Claude, Gemini, Microsoft Copilot
Perplexity SonarNetgain
Three alternativesBooke AI, Docyt, Numeric
FloQastChanged
Four alternativesBlackLine, Maxima, Numeric, Vic.ai
Numeric
Six alternativesBlackLine, FloQast, Oracle NetSuite, Sage Intacct, Trullion, Vic.ai
Sage Intacct
Two alternativesBlackLine, Oracle NetSuite
against: Botkeeper, Docyt, Numeric, QuickBooks Online, Zeniagainst: ChatGPT, Claude, Digits, FreshBooks, Puzzle, QuickBooks Online, Xero
Grok 4.1 FastOracle NetSuite
Two alternativesBlackLine, Sage Intacct
against: FloQast, Numeric, Oracle Fusion Cloud ERPVic.aiChanged
Three alternativesBlackLine, Oracle NetSuite, SAP Joule Agents
against: FloQastno first choice
Five alternativesFloQast, Oracle Fusion Cloud ERP, Oracle NetSuite, Sage Intacct, Vic.ai
Xero
One alternativeOracle NetSuite
against: BILL, Docyt, Growthy, QuickBooks Online, SAP, Sage Intacct, Tofu, Workday Financial Managementagainst: BILL, Basis, Bench, Booke AI, Botkeeper, ChatGPT, Claude, Digits, Pilot, Puzzle, Ramp, Truewind, Zeni
Mistral SmallNumeric, Vic.ai
Two alternativesBotkeeper, FloQast
FloQast, Vic.aiChangedFloQast
Five alternativesBlackLine, Kognitos, Numeric, Trullion, Vic.ai
Vic.ainothing named
DeepSeek V4 FlashFloQast
Four alternativesOracle NetSuite, Rillet, Sage Intacct, Vic.ai
BlackLineChanged
Three alternativesFloQast, HighRadius, Vic.ai
BlackLine
Four alternativesFloQast, Numeric, Sage Intacct, Vic.ai
Acumatica Cloud ERP
Four alternativesBlackLine, FloQast, Tofu, Xero
against: BILL, HelloBooks.ai, Oracle NetSuite, QuickBooks Onlineagainst: Booke AI, ChatGPT, Claude, DeepSeek, Digits, Gemini, Grok, Meta AI, QuickBooks Online, Sage Copilot, Stampli, Vic.ai
Llama 4 Maverickno first choiceno first choiceHeldno first choiceOracle NetSuite
Three alternativesQuickBooks Online, Ramp, Vic.ai
against: Noxus
Qwen 3.7 FlashNumeric, Rillet
Five alternativesDigits, Maxima, Rossum, Vic.ai, Xendoo
HighRadiusChanged
Three alternativesBlackLine, Tipalti, Zuora
FloQast
Four alternativesDext, Numeric, Sage Intacct, Vic.ai
Acumatica Cloud ERP
Two alternativesMicrosoft Dynamics 365 Finance, Oracle NetSuite
against: QuickBooks Online, Xeroagainst: ChatGPT, Claude
Kimi K2Digits, Sage Intacct
Three alternativesDocyt, Maxima, Nominal
BlackLine, MaximaChanged
Two alternativesFloQast, Vic.ai
BlackLine, FloQast
Seven alternativesDocyt, Numeric, Sage Intacct, Trintech, Trullion, Vic.ai, Zeni
Vic.ai
Three alternativesDocyt, Ramp, Zeni
against: BILL, Numeric, Oracle NetSuite, QuickBooks Online, Sage Intacctagainst: BILL, ChatGPT, Claude, DeepSeek, Digits, Melio, Meta AI, QuickBooks Online, Xero
GLM 4.7 FlashXLayerNext
Three alternativesDigits, FloQast, Trullion
BlackLineChanged
Four alternativesChatFin / Basis AI, Kognitos, Trullion, Vic.ai
BlackLine
Four alternativesDocyt, FloQast, Trullion, Vic.ai
Tofu
Four alternativesBookWell, Growthy, Oracle NetSuite, Sage Intacct
against: ChatGPT, DeepSeek, Xero
MiniMax M2.5Maxima
Three alternativesOracle Fusion Cloud Financial Management, SAP Business AI, Workday Financial Management
MaximaHeld
One alternativeVic.ai
FloQast
Five alternativesBlackLine, Numeric, Sage Intacct, Vena Copilot, Vic.ai
HelloBooks.ai, Xero
Three alternativesDigits, Microsoft Copilot for Finance, Tofu
against: ChatGPT, Claude
Bold is the first choiceAlternatives are counted; the count opens them.What the answer argued against

05The record

One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Seventy-two rows: every prompt, every model, every answer.
PromptModelVersion stringTime (UTC)SearchedSourcesLatency
Direct recommendationClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 18:09yes169 s
Direct recommendationGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:17yes46 s
Direct recommendationGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:00yes2724 s
Direct recommendationPerplexity Sonarsonar2026-09-17 18:42yes205 s
Direct recommendationGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 20:25yes3618 s
Direct recommendationMistral Smallmistral/mistral-small via mistral2026-09-17 20:46yes54 s
Direct recommendationDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 19:13yes2745 s
Direct recommendationLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 21:04yes53 s
Direct recommendationQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:08yes1445 s
Direct recommendationKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:40yes918 s
Direct recommendationGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:55yes23175 s
Direct recommendationMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:27yes524 s
ParaphraseClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:51yes1710 s
ParaphraseGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:37yes25 s
ParaphraseGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:39yes2525 s
ParaphrasePerplexity Sonarsonar2026-09-17 20:55yes205 s
ParaphraseGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:25yes3718 s
ParaphraseMistral Smallmistral/mistral-small via mistral2026-09-17 18:40yes54 s
ParaphraseDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 21:04yes2725 s
ParaphraseLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:15yes53 s
ParaphraseQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:02no034 s
ParaphraseKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:13yes2038 s
ParaphraseGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 18:33yes1588 s
ParaphraseMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:32yes1036 s
ComparativeClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 20:31yes1512 s
ComparativeGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 18:16yes69 s
ComparativeGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:18yes2729 s
ComparativePerplexity Sonarsonar2026-09-17 18:28yes2010 s
ComparativeGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:09yes4222 s
ComparativeMistral Smallmistral/mistral-small via mistral2026-09-17 18:09yes56 s
ComparativeDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 18:21yes1921 s
ComparativeLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:44yes53 s
ComparativeQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:16yes526 s
ComparativeKimi K2moonshotai/kimi-k2 via novita2026-09-17 18:45yes3041 s
ComparativeGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 21:06yes2461 s
ComparativeMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:51yes1026 s
Budget constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 18:07yes159 s
Budget constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:15yes49 s
Budget constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:09yes1827 s
Budget constrainedPerplexity Sonarsonar2026-09-17 20:17yes2010 s
Budget constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:38yes3819 s
Budget constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 18:29yes54 s
Budget constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 19:22yes2546 s
Budget constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:34yes54 s
Budget constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:34yes1059 s
Budget constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 20:25yes2574 s
Budget constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 18:32yes2954 s
Budget constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:31yes1950 s
Scale constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 20:25yes1813 s
Scale constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:12no014 s
Scale constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:04no017 s
Scale constrainedPerplexity Sonarsonar2026-09-17 19:05yes2019 s
Scale constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:01yes1211 s
Scale constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 19:18no08 s
Scale constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-09-17 19:03yes2891 s
Scale constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:32yes54 s
Scale constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:53no028 s
Scale constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 20:35yes1436 s
Scale constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:23yes29198 s
Scale constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 20:48yes517 s
Negative framingClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 20:50yes1811 s
Negative framingGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 18:35yes510 s
Negative framingGemini 3.5 Flashgemini-3.5-flash2026-09-17 18:49yes2029 s
Negative framingPerplexity Sonarsonar2026-09-17 18:55yes209 s
Negative framingGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 20:33yes2316 s
Negative framingMistral Smallmistral/mistral-small via mistral2026-09-17 18:22yes58 s
Negative framingDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 20:48yes2828 s
Negative framingLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 19:56yes64 s
Negative framingQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:46yes1244 s
Negative framingKimi K2moonshotai/kimi-k2 via novita2026-09-17 21:04yes3061 s
Negative framingGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:14yes2051 s
Negative framingMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 19:12yes2447 s

Normalization in this category

Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.

Category-scoped readings
Acumatica read as Acumatica Cloud ERP
BILL.com read as BILL
Booke read as Booke AI
Dext Prepare (formerly Expensify) read as Dext
Google Gemini read as Gemini
Intuit / QuickBooks (Intuit Assist) read as QuickBooks Online
NetSuite read as Oracle NetSuite
NetSuite (Oracle) read as Oracle NetSuite
Oracle Financials read as Oracle Fusion Cloud Financial Management
QuickBooks read as QuickBooks Online
QuickBooks (Online & Desktop) read as QuickBooks Online
QuickBooks Advanced read as QuickBooks Online
QuickBooks Enterprise read as QuickBooks Online
Workday read as Workday Financial Management
Unresolved, counted raw
Auditoria.ai
ChatFin / Basis AI
SAP Business AI
Vena Copilot
Xendoo
Discontinued, still offered
No shut-down product was recommended here.

Also in accounting and close

The other categories of this function, with the leader in each.
← Accounting softwareERP systems →