Contractor payments
Asked as “contractor payments and 1099 platform”, and as “freelancer payout software”, on behalf of a mid-market B2B company. 50 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
22%
Contested · Deel 20%
22Tipalti20Deel08Gusto50others
22% of first choices, contested.
Since September 2026▲+14Since September 2026: 7% → 20%, +14 points. Past the 10-point floor: movement. Read over the models both editions asked.Tipalti held the lead, +14 points on 7%, past the floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Gusto42%Clear leader▼−15Since September 2026: 59% → 43%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →Mid-market
Tipalti22%Contested▼−5Since September 2026: 27% → 23%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageEnterpriseTipalti25%Contested▲+3Since September 2026: 24% → 27%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →
Gusto42%Clear leader▼−15Since September 2026: 59% → 43%, −15 points. Past the 10-point floor: movement. Read over the models both editions asked.Standing →Mid-marketTipalti22%Contested▼−5Since September 2026: 27% → 23%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageEnterpriseTipalti25%Contested▲+3Since September 2026: 24% → 27%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01Tipalti22%0%29accepted challenger▲+14Since September 2026: 7% → 20%, +14 points. Past the 10-point floor: movement. Read over the models both editions asked.7% → 20%
Tipalti22%0%29accepted challenger▲+14Since September 2026: 7% → 20%, +14 points. Past the 10-point floor: movement. Read over the models both editions asked.7% → 20%02
Deel20%15%52accepted challenger▼−5Since September 2026: 27% → 23%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.27% → 23%
Deel20%15%52accepted challenger▼−5Since September 2026: 27% → 23%, −5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.27% → 23%03
Rippling8%3%33accepted challenger▲+2Since September 2026: 7% → 9%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.7% → 9%
Rippling8%3%33accepted challenger▲+2Since September 2026: 7% → 9%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.7% → 9%04Gusto8%12%42accepted challenger▲+5Since September 2026: 5% → 9%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 9%
Gusto8%12%42accepted challenger▲+5Since September 2026: 5% → 9%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 9%05
Square Payroll8%9%11accepted challenger▼−7Since September 2026: 14% → 7%, −7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.14% → 7%
Square Payroll8%9%11accepted challenger▼−7Since September 2026: 14% → 7%, −7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.14% → 7%06
Wingspan6%0%15accepted challenger▲+5Since September 2026: 0% → 5%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 5%
Wingspan6%0%15accepted challenger▲+5Since September 2026: 0% → 5%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 5%07
QuickBooks Contractor Payments6%6%17accepted challenger▲+2Since September 2026: 5% → 7%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 7%
QuickBooks Contractor Payments6%6%17accepted challenger▲+2Since September 2026: 5% → 7%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 7%08
Remote2%4%26accepted challenger▼−2Since September 2026: 5% → 2%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 2%
Remote2%4%26accepted challenger▼−2Since September 2026: 5% → 2%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 2%09
Worksuite2%0%11accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
Worksuite2%0%11accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%10
BILL2%17%18accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%
BILL2%17%18accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%Show the three products at 0%, ordered by negative rate
13
PayPal MassPay0%93%15criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
PayPal MassPay0%93%15criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%12
Wise Business0%26%23criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Wise Business0%26%23criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%11
Payoneer Workforce Management0%24%21accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Payoneer Workforce Management0%24%21accepted challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
All twenty-eight head-to-head pages: the top eight products, each against each
Tipalti vs Square PayrollTipalti vs WingspanTipalti vs QuickBooks Contractor PaymentsTipalti vs RemoteDeel vs RipplingDeel vs GustoDeel vs Square PayrollDeel vs WingspanDeel vs QuickBooks Contractor PaymentsDeel vs RemoteRippling vs GustoRippling vs Square PayrollRippling vs WingspanRippling vs QuickBooks Contractor PaymentsRippling vs RemoteGusto vs Square PayrollGusto vs WingspanGusto vs QuickBooks Contractor PaymentsGusto vs RemoteSquare Payroll vs WingspanSquare Payroll vs QuickBooks Contractor PaymentsSquare Payroll vs RemoteWingspan vs QuickBooks Contractor PaymentsWingspan vs RemoteQuickBooks Contractor Payments vs Remote
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
01020304050607080910111213Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01Tipalti22%
Tipalti22%02Deel20%
Deel20%03Rippling8%
Rippling8%04Gusto8%
Gusto8%05Square Payroll8%
Square Payroll8%06Wingspan6%
Wingspan6%07QuickBooks Contractor Payments6%
QuickBooks Contractor Payments6%08Remote2%
Remote2%09Worksuite2%
Worksuite2%10BILL2%
BILL2%11Payoneer Workforce Management0%
Payoneer Workforce Management0%12Wise Business0%
Wise Business0%13PayPal MassPay0%
PayPal MassPay0%What they warned about
One of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
PayPal MassPay93%
14 of 15 labels negative · 9 of 14 models · 4 hard negative
“It lacks compliance features and has relatively high fees ... leave huge gaps when it comes to paying contractors compliantly and efficiently.” Claude Haiku 4.5, negative prompt
Venmo100%
8 of 8 labels negative · 7 of 14 models · 4 hard negative
“Platforms designed primarily for consumer payments (e.g., Venmo, Zelle, PayPal for personal use) are not suitable for contractor payments.” Mistral Small, negative prompt
Deel15%
8 of 52 labels negative · 7 of 14 models · 1 hard negative
“Opaque or very high fees (Deel Payroll, certain freelancing-site payout tools)” GLM 4.7 FlashX, negative prompt
Zelle86%
6 of 7 labels negative · 6 of 14 models · 4 hard negative
“Platforms to avoid/use with caution: Venmo, Cash App, Zelle, and personal PayPal accounts.” Gemini 3.5 Flash, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
77 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 1111 links across 266 sites, every framing counted. Ranked by the number of answers carrying the site or page. 18 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
vendor site · Remote36 answers · 40 citations · 14 models
vendor site · Wingspan31 answers · 39 citations · 12 models
vendor site · Worksuite31 answers · 37 citations · 12 models
vendor site · G231 answers · 35 citations · 12 models
vendor site · Deel29 answers · 55 citations · 13 models
25 answers · 30 citations · 12 models
vendor site · G222 answers · 35 citations · 12 models
vendor site · Guideflow22 answers · 23 citations · 11 models
vendor site · Gusto20 answers · 34 citations · 11 models
20 answers · 20 citations · 8 models
19 answers · 22 citations · 11 models
16 answers · 21 citations · 8 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
31 answers · 12 models
30 answers · 12 models
30 answers · 12 models
29 answers · 12 models
20 answers · 8 models
16 answers · 9 models
15 answers · 11 models
12 answers · 7 models
12 answers · 8 models
11 answers · 8 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best contractor payments and 1099 platform”, “contractor payment platforms”, “contractor payments and 1099 platform”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Tipalti tipalti.com | 22% | 517 | 18,100 | 381 | 213,652 | $83,363 | 120 | 3 |
| Deel deel.com | 20% | 170 | 40,500 | 1,210 | 307,175 | $330,608 | 118 | |
| Square squareup.com Square Payroll 8%, Square Contractor Payments 2% | 10% | 30 | 1,000,000 | 497,526 | 3,658,565 company | $9 | 99 | 3 |
| Rippling rippling.com | 8% | 99 | 301,000 | 17,886 | 712,399 | $42,013 | 115 | |
| Gusto gusto.com | 8% | 124 | 673,000 | 10,560 | 1,629,483 | 118 | ||
| Wingspan wingspan.app | 6% | 43 | 49,500 | 7,474 | 2,634 | $16 | 1 | |
| QuickBooks parent site QuickBooks Contractor Payments 6%, QuickBooks Payments 0% | 6% | 59 | 1,000,000 | 54,681 | ||||
| Found found.com | 4% | 27 | 201,000 | 640,595 | 87,265 | 13 | ||
| Remote remote.com | 2% | 83 | 110,000 | 426,655 | 766,598 | $15,858 | 88 | |
| Worksuite worksuite.com | 2% | 44 | 880 | 5 | 8,941 | 4 |
Google's top ten for the three searches hold 22 sites; 2 of them are among the sites the models cited here (wise.com, worksuite.com). The first result for “best contractor payments and 1099 platform” is wise.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best contractor payments and 1099 platform for a mid-market B2B company?”Paraphrase“Which freelancer payout software would you recommend to a mid-sized B2B company?”Comparative“What are the top contractor payment platforms and how do they differ?”Budget-constrained“What is the best contractor payments and 1099 platform for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a contractor payments and 1099 platform. What should we look at?”Negative“Which contractor payment platforms should I avoid or be cautious about?”
Claude Haiku 4.5TipaltiFiverr EnterpriseChangedno first choiceagainst: PayPal MassPayFoundno first choiceagainst: Deel, PayPal MassPay, Stripe, Venmo
Four alternatives
Gusto, Remote, Wingspan, WorksuiteThree alternatives
BILL, Rippling, WorksuiteFour alternatives
PhotonPay, Remote, Tipalti, Wise BusinessFour alternatives
Gusto, OnPay, Patriot Payroll, RemoFirstGPT-5.4 miniTipaltiRemote, TipaltiChangedDeel, RemoteGusto, QuickBooks Contractor Paymentsagainst: Deelno first choicenothing named
Three alternatives
BILL, Deel, RipplingEight alternatives
ADP RUN, Fiverr Enterprise, Gusto, Openforce, Payoneer Workforce Management, Rippling, Wise Business, WorksuiteOne alternative
BILL 1099 filingGemini 3.5 FlashWorksuiteagainst: Gusto, QuickBooks Contractor PaymentsDeelChangedagainst: PayPal MassPayDeelFoundagainst: Deel, Ripplingno first choiceagainst: Cash App, Deel, Papaya Global, PayPal MassPay, Payoneer Workforce Management, Square Payroll, Stripe, Venmo, Wise Business, Zelle, personal PayPal accounts
Four alternatives
Deel, Rippling, Tipalti, WingspanFive alternatives
Rippling, Tipalti, Trolley, Wingspan, Wise BusinessEight alternatives
Contractor+, Miter, Papaya Global, QuickBooks Contractor Payments, Remote, Rippling, Wingspan, Wise BusinessThree alternatives
Gusto, Melio, Square PayrollPerplexity SonarDeelagainst: QuickBooks PayrollDeelHeldDeel, Remoteagainst: PayPal MassPay, Stripe, Venmo, ZelleQuickBooks Contractor Payments, Square Payrollagainst: Gustono first choiceagainst: Cash App, PayPal MassPay, Stripe, Venmo
Two alternatives
BILL, TipaltiTwo alternatives
Payoneer Workforce Management, TipaltiFive alternatives
Gusto, QuickBooks Payments, Rippling, Tipalti, Wise BusinessOne alternative
WorkfulGrok 4.1 FastRipplingDeelChangedDeelSquare Payrollno first choiceagainst: BILL, Deel, Thumbtack, WorkMarket
Two alternatives
Deel, GustoThree alternatives
Payoneer Workforce Management, Rippling, TipaltiFive alternatives
Papaya Global, Payoneer Workforce Management, Remote, Rippling, WorksuiteTwo alternatives
Gusto, Track1099Mistral SmallDeel, TipaltiFLEXIS HKChangedDeel, Remoteagainst: UpworkSquare Contractor Paymentsno first choiceagainst: PayPal MassPay, Payoneer Workforce Management, Venmo, Wise Business, Zelle
One alternative
BILLThree alternatives
Payoneer Workforce Management, QuickBooks Payments, RemoFirstThree alternatives
Found, Homebase, QuickBooks WorkforceDeepSeek V4 FlashTipaltiDeelChangedagainst: Wise BusinessDeelGustoagainst: Deelno first choiceagainst: BILL, Cash App, Ontop, PayPal MassPay, Stripe, Venmo, WorkMarket, Zelle
Two alternatives
BILL, RipplingThree alternatives
Gusto, Rippling, WingspanSix alternatives
Gusto, Payoneer Workforce Management, Remote, Rippling, Tipalti, Wise BusinessThree alternatives
QuickBooks Contractor Payments, Square Contractor Payments, Wave PayrollLlama 4 MaverickGustoDeelChangedADP RUN, Ripplingno first choiceno first choiceagainst: Payoneer Workforce Management, Revolut Business, Wise Business
Two alternatives
Deel, TipaltiTwo alternatives
Fiverr Enterprise, Payoneer Workforce ManagementFour alternatives
Remote, Tipalti, Veem, WorksuiteQwen 3.7 FlashRippling, TipaltiRipplingChangedno first choiceagainst: PayPal MassPayQuickBooks Contractor Paymentsno first choiceagainst: QuickBooks Commerce, Thridayagainst: Bottomline Technologies, Deel, Dwellant, Gusto, Ontop
Three alternatives
BILL, Deel, GustoTwo alternatives
Deel, WingspanSix alternatives
Buildxact, Dubsado, HoneyBook, Square Payroll, Stripe, Wise BusinessThree alternatives
Gusto, Square Payroll, TaxBanditsSix alternatives
Deel, Gusto, Kantata, Paradigm, Rippling, VendrKimi K2TipaltiWingspanChangedDeel, Remoteagainst: PayPal MassPaySquare Payrollagainst: Wave Payrollno first choiceagainst: Cash App, Clickworker, Fiverr Enterprise, Freelancer.com, Oneforma, PayPal MassPay, Upwork, Venmo, Wise Business, Zelle
Four alternatives
BILL, Gusto, Rippling, RoutableThree alternatives
Deel, Rippling, WorksuiteFive alternatives
Gusto, Papaya Global, Payoneer Workforce Management, Rippling, Wise BusinessTwo alternatives
Gusto, QuickBooks PayrollGLM 4.7 FlashXDeelDeel, TipaltiChangedno first choiceMeliono first choiceagainst: Deel, Gusto, Payoneer Workforce Management, Remote
Five alternatives
1099Online, Gusto, Remote, Rippling, TipaltiTwo alternatives
Remote, TrolleyFive alternatives
Dots, Gusto, QuickBooks Contractor Payments, Remote, Velocity GlobalTwo alternatives
QuickBooks Contractor Payments, Square PayrollFour alternatives
Deel, Gusto, Tipalti, WingspanMiniMax M2.5Deel, Papaya GlobalRippling, WingspanChangedDeel, RemoteGustoTipaltiagainst: Wave Payrollagainst: PayPal MassPay, Payoneer Workforce Management
Three alternatives
BILL, Remote, RipplingTwo alternatives
Deel, Papaya GlobalThree alternatives
Payoneer Workforce Management, Rippling, Wise BusinessThree alternatives
OnPay, QuickBooks Contractor Payments, Square PayrollThree alternatives
Gusto, Payoneer Workforce Management, QuickBooks PaymentsGPT-6 LunaBILLTipaltiChangedGustoSquare Payrollagainst: Gustono first choiceagainst: Venmo, Zelle
Two alternatives
Gusto, TipaltiTwo alternatives
Deel, RoutableSix alternatives
Deel, Payoneer Workforce Management, Remote, Rippling, Tipalti, Wise BusinessOne alternative
QuickBooks Contractor PaymentsMuse Glimmer 30BTipaltiWingspanChangedDeel, Procore Payagainst: PayPal MassPay, Wise BusinessOnPayno first choiceagainst: BILL, Jobber, PayPal MassPay, Payapps, Rise Works
Four alternatives
Deel, Gusto, Trolley, WingspanTwo alternatives
Deel, RemoteSeven alternatives
BuildPay / GCPay, CoConstruct / Buildertrend, Gusto, Paychex Flex, Payoneer Workforce Management, Remote, RipplingThree alternatives
1099Online, QuickBooks Contractor Payments, Stripe ConnectBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:08 | yes | 9 | 8 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:58 | yes | 3 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:04 | yes | 16 | 26 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 10:18 | yes | 26 | 3 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:59 | yes | 22 | 9 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:07 | yes | 5 | 4 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:13 | yes | 20 | 28 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:48 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:48 | yes | 9 | 36 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:44 | yes | 25 | 28 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:17 | yes | 24 | 75 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 11:27 | yes | 16 | 19 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:30 | yes | 5 | 17 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:42 | yes | 13 | 34 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:58 | yes | 9 | 7 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:15 | yes | 2 | 6 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:01 | yes | 15 | 26 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 08:17 | yes | 18 | 3 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:32 | yes | 22 | 7 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 07:39 | yes | 5 | 12 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:05 | yes | 25 | 20 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 10:30 | yes | 7 | 5 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:47 | yes | 5 | 30 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:46 | yes | 10 | 21 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:51 | yes | 19 | 16 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 11:13 | yes | 9 | 21 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:58 | yes | 3 | 16 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 08:36 | yes | 24 | 29 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:43 | yes | 10 | 9 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 07:45 | yes | 6 | 7 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 11:21 | yes | 17 | 32 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 08:51 | yes | 18 | 4 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:36 | yes | 21 | 8 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 07:31 | yes | 12 | 12 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:09 | yes | 21 | 36 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:33 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:39 | no | 0 | 33 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:50 | yes | 20 | 30 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 11:16 | yes | 24 | 152 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:55 | yes | 19 | 29 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:18 | yes | 7 | 20 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:42 | yes | 24 | 55 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:49 | yes | 9 | 8 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:12 | yes | 5 | 4 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:41 | yes | 19 | 25 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 08:28 | yes | 17 | 3 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:52 | yes | 25 | 7 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:04 | yes | 9 | 6 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:03 | yes | 24 | 33 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 07:51 | yes | 5 | 1 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:56 | yes | 10 | 17 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:23 | yes | 8 | 20 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:08 | yes | 21 | 238 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:01 | yes | 19 | 25 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 11:02 | yes | 3 | 12 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 10:37 | yes | 12 | 18 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 08:14 | no | 0 | 6 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:49 | no | 0 | 10 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:00 | no | 0 | 17 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 11:07 | yes | 18 | 5 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 07:59 | yes | 14 | 6 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:33 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:44 | yes | 15 | 44 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:20 | yes | 5 | 2 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:10 | yes | 5 | 34 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 11:25 | yes | 20 | 25 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 07:53 | yes | 24 | 62 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:57 | no | 0 | 9 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 08:18 | yes | 3 | 18 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:51 | yes | 14 | 28 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 07:56 | yes | 17 | 7 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:51 | no | 0 | 3 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:47 | yes | 21 | 25 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 10:12 | yes | 19 | 5 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:45 | yes | 22 | 10 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:51 | yes | 5 | 4 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 07:45 | yes | 25 | 51 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:07 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:06 | yes | 19 | 74 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:51 | yes | 24 | 28 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:54 | yes | 23 | 48 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:37 | yes | 24 | 29 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:52 | yes | 4 | 23 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:23 | yes | 24 | 40 s |
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
ShowHide
Category-scoped readings
BILL.com (Bill.com) read as BILL
Bill.com read as BILL
PayPal read as PayPal MassPay
PayPal Business read as PayPal MassPay
Payoneer read as Payoneer Workforce Management
QuickBooks read as QuickBooks Contractor Payments
QuickBooks (Workforce) read as QuickBooks Contractor Payments
Square read as Square Payroll
Wave read as Wave Payroll
Unresolved, counted raw
ACH Transfer
BILL 1099 filing
BuildPay / GCPay
BuildSafe
Buildxact
Built
CheckMark 1099 Software
Clickworker
CoConstruct / Buildertrend
Dwellant
Escrow.com
FLEXIS HK
Freelancer.com
Gusto Contractor Payments
Lumanu
Miter
Multiplier.com
Oneforma
Paradigm
Payapps
Paychex Flex
QuickBooks Commerce
QuickBooks Workforce
Textura
Velocity Global
personal PayPal accounts
Discontinued, still offered
No shut-down product was recommended here.