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Finance AI Index
Index › Products › BILL Accounts Payable · October 2026 Edition
BILL · 1 category · Ranked

BILL Accounts Payable

162Judge labels
38First choices
46Negative labels
14 / 14Models named it
1Category
October 2026 Edition. Every number here is derived from the raw labels under vendor table v2026-10.7, every buyer segment counted.
Best standing
41% in Accounts payable automat for small business buyers
Rank 3 of 54 in the mid-market standingaccepted challenger
3 of 14 models made it the first choice on the direct prompt; 25% of its 61 labels there were negative.
What the models named instead of BILL Accounts Payable →
By buyer segmentStrongest at small business.
In accounts payable automat · each standing computed within its segment · bars are 0 to 100 · the accent bar is the product's own best reading

Standing by category

Every category where a model named BILL Accounts Payable for a mid-market B2B company. Share is first choices across the direct, paraphrase, budget and scale prompts; rank is within every product named in that category.
CategoryFunctionShareRankNegative rateLabelsQuadrantSince September 2026
Accounts payable automationSpend and procurement20%3 of 5425%61accepted challenger▲+3Since September 2026: 19% → 22%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.

Movement

Since September 2026, BILL Accounts Payable held within the floor in its one category: no change cleared 10 points.

Best category · Accounts payable automat · by segment

Small business▲+3Since September 2026: 41% → 44%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
44%from 41% in September 2026
Inside the floor by 7 pointsRank 1 of 61, unchanged
Mid-market▲+3Since September 2026: 19% → 22%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
22%from 19% in September 2026
Inside the floor by 7 pointsRank 2 of 50, unchanged
Enterprise▲+4Since September 2026: 0% → 4%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.
4%from 0% in September 2026
Inside the floor by 6 pointsRank 62 → 8 of 60

All categories · Mid-market

CategorySeptember 2026NowChangeReadingRank
Accounts payable automat19%22%▲+3Since September 2026: 19% → 22%, +3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Within noiseRank 2 → 3 of 54

Shares here are read over the models both editions asked, so they can differ by a point or two from the standing above, which counts every model in this edition.

The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured · The editions

By model

How each model treated BILL Accounts Payable across every prompt where it was named for a mid-market B2B company. Fourteen models, six prompts per category.
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ModelFirst choiceAlternativeMentionNegativeLabels
Claude Haiku 4.511103
GPT-5.4 mini21014
Gemini 3.5 Flash01124
Perplexity Sonar03003
Grok 4.1 Fast31026
Mistral Small02215
DeepSeek V4 Flash10135
Llama 4 Maverick10304
Qwen 3.7 Flash20114
Kimi K212025
GLM 4.7 FlashX12014
MiniMax M2.512216
GPT-6 Luna03003
Muse Glimmer 30B13015

By framing

Which of the six questions produced the naming. By model says how often; this says asked what. The first-choice count on the right carries the marks of the models that produced it.
FramingLabels by classFirst choices
Direct31 labels14
Paraphrase27 labels15
Comparative34 labels12not counted in share
Budget-constrained28 labels6
Scale-constrained14 labels3
Negative28 labels4not counted in share
First choiceAlternativeMentionNegative162 labels in all, every segment counted; 38 of the 54 first choices count toward share, since the comparative and negative framings do not. The bar is one segment per label class, to scale within the framing.

What the models said for it

Verbatim evidence the judge attached to positive labels.

“For most mid-sized B2B companies, I'd suggest starting with BILL for its balance of affordability, ease of use, and comprehensive features” Claude Haiku 4.5 · Accounts payable automat · paraphrase prompt · first choice
“For most mid-sized B2B companies, BILL offers the best balance of features, pricing transparency, and scalability.” DeepSeek V4 Flash · Accounts payable automat · paraphrase prompt · first choice
“I'd suggest starting with Bill.com or Tipalti as they balance strong automation with reasonable complexity” MiniMax M2.5 · Accounts payable automat · paraphrase prompt · first choice
“strongest general SMB/mid-market AP automation pick, especially for invoice capture, approvals, and payments” GPT-5.4 mini · Accounts payable automat · comparative prompt · first choice

And against it

Verbatim evidence attached to negative labels. A warning on a product with few labels is a warning; on a product with many, it is one voice among them.

“Multiple users complain about Bill.com's practice of holding funds for extended periods — up to a week — before releasing them, which affects cash flow.” Muse Glimmer 30B · Accounts payable automat · negative prompt · hard negative
“Tools with Notable Concerns ... Persistent Bugs | Reuses invoice numbers from archived vendors, causing reconciliation errors” Kimi K2 · Accounts payable automat · negative prompt · hard negative
“BILL AP/AR | Payment issues, sync errors, poor support” Mistral Small · Accounts payable automat · negative prompt · hard negative
“BILL has implemented incredibly aggressive, automated risk-mitigation algorithms that frequently catch legitimate businesses in unexpected underwriting traps.” Gemini 3.5 Flash · Accounts payable automat · negative prompt · soft negative

Named alongside

The products named in the same answers as BILL Accounts Payable, over the 162 answers that named it. Took the first choice instead counts the answers where the other product was the first choice and BILL Accounts Payable was named but was not.
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ProductSame answerTook the first choice insteadHead to head
Ramp113 of 16224Compare →
Melio61 of 16211Compare →
Coupa39 of 1624Not among the top eight
QuickBooks37 of 1623Not among the top eight
SAP Concur25 of 1620Not among the top eight
Xero21 of 1620Not among the top eight
A head-to-head page exists where both products are among a category's top eight. The other rows are the same fact without a page behind them, so they link to the product instead.

What carried it into the answer

The sites and pages cited by the answers that named BILL Accounts Payable. A fact about retrieval, not a lever on the model.

Citations exist only for the models that return a source list, five of the fourteen in this edition, so these counts come from 158 of the 162 answers that named BILL Accounts Payable and are not a share of its labels.

Domains cited

ramp.com101
g2.com87
bill.comYour site76
medius.com71
tipalti.com63
corpay.com55
learn.g2.com45
highradius.com44
stampli.com44
wise.com29

539 of the 615 domain citations in answers naming BILL Accounts Payable came from somebody else's page.

Pages cited

Pages are listed as the models cited them.

Search and answers

bill.com is not in Google's top ten for any of the category's searches. In the answers, BILL Accounts Payable takes 20% of first choices and Ramp takes 22%.
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In search

Google, US estimates
Position for “ap automation tools”
–
not in the top ten
Position for “accounts payable automation software”
–
not in the top ten
Searches for its name, Google
170 a month (“bill accounts payable”)
AI search demand for its name, est.
27 a month
Its company's site
bill.com shared with BILL's other products; the figures are the site's
Organic visits to its site
about 1,783,039 a month
Searches its site ranks for
72,278 · 6,684 in the top three
Sites linking to it
11,288
Paid Google search
45 searches its ads show for, about 5,920 clicks and $199,231 a month (estimate)
Ads on GoogleDetailLess
119+ ads · 66 video, 35 text, 18 image · 119 shown in the last 30 days

First shown January 2023, as BILL Holdings, Inc., verified. Ads started 2025-10 to 2026-09: 109 in the year, 10 before. 1 more by other advertisers linking to it.

On Google's pages: 1 2 3 4

In answers

This edition
Share of first choices
20%
rank 3 of 54 in accounts payable automat
Segment leader
22%
Ramp
First choices
38 across its categories
Named in
162 answers
Its own site cited
in 158 of the answers that named it

Search figures are US estimates from DataForSEO, read September 28, 2026; AI search demand is its modeled, directional estimate, not a count of queries to any assistant. The answers are this edition's. Two measurements side by side: neither is read as the cause of the other.

Names read as BILL Accounts Payable

What the judge wrote, as written, with how often. The vendor table decides that these count as BILL Accounts Payable; a claim can dispute any of them.
BILL 17BILL (formerly Bill.com) 16Bill.com 10BILL AP/AR 7BILL (Bill.com) 4Bill.com (BILL) 2BILL / Bill.com AP/AR 1BILL / formerly Bill.com 1BILL AP/AR (formerly Bill.com) 1Bill.com / BILL 1

Follow BILL Accounts Payable

An email the morning each edition publishes: where this product moved, where it held, and by how much against the noise floor. One address, confirmed by a click; a stop link in every email.

Already following? Everything you follow, with a stop for each.

The company

BILL is the company behind BILL Accounts Payable.
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In its own words

Stated by the vendor, not checked
Positioning
Streamline how you pay and get paid
For
Small or midsize business; Accounting Firm
Free plan or trial
risk-free trial bill.com/product/accounts-payable
Customers named
Georgia Advancing Communities TogetherANC AccountingMedium Enterprise Professional Services CompanyMorris ArtsPine Rose CabinsInsight GlobalCertified Pro AdvisorsFirst Baptist Church Trussville
Not stated on the pages read
Price, starting price, integrations, certifications, hosting

What BILL Accounts Payable's own pages state, read October 5, 2026: bill.com/topics/accounts-payable, bill.com/product/accounts-payable, bill.com/learning/accounts-payable, bill.com/product/accounts-payable-controls, bill.com/accountant-resource-center/articles/interactive-demo-bill-accounts-payable-approvers-role. A claimed page can correct any of them.

Is this your product?

Claim this page

Claiming is free and changes nothing in the data. A claimed page shows a verified contact who is told when each edition publishes and when BILL Accounts Payable's standing changes by more than the noise floor; the right to propose corrections to the vendor table, meaning names the judge wrote that should or should not read as BILL Accounts Payable, applied by version and listed in the change log; and a one-line description supplied by the vendor and marked as such.

What a new claim receivesHide what a new claim receives

A new claim receives the current edition's vendor brief for BILL Accounts Payable by email, built from the raw record of the edition. It shows:

  • where BILL Accounts Payable is named, by buyer and by framing, and which cells hold its first choices;
  • the claims the models make when they name it, ranked, with the strongest and the weakest quoted;
  • its vocabulary against the segment leader's, and the pages the models cited;
  • who was chosen in the answers that did not name BILL Accounts Payable, and every reason the record gives;
  • a battlecard for each top rival: the head-to-head split, why they win, and the reservation quoted against them;
  • one page of published figures cleared to show a buyer.
The subscriber app

A verification link goes to your work email; an address at bill.com is approved on the spot, any other is reviewed by hand. Your email is never published. Claiming gives no say over labels, shares, verdicts or which quotes appear.

Badges

Wins only: a badge exists where BILL Accounts Payable is ranked in a category's top three this edition. Three sizes, one file each, light and dark; the code is under each.
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BILL Accounts Payable is among the products AI models recommend first in Accounts payable automation this edition. Each badge says so in the buyer's words, names the edition, and links to the standing. The next edition issues a new badge; this one stays true as a record of October 2026.

Wide · 320 × 104 Website, beside other badges
Among AI models' top three in Accounts payable automation, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/spend/accounts-payable-automation/"><img src="https://finance-ai-index.com/badges/2026-10/bill-accounts-payable--accounts-payable-automation-wide.svg" alt="Among AI models' top three in Accounts payable automation, October 2026 Edition, Finance AI Recommendation Index" width="320" height="104"></a>

Copy the code as it is. The link is part of the badge: it points at the Accounts payable automation standing, where the claim can be checked.

Square · 240 × 240 LinkedIn, slides
Among AI models' top three in Accounts payable automation, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/spend/accounts-payable-automation/"><img src="https://finance-ai-index.com/badges/2026-10/bill-accounts-payable--accounts-payable-automation-square.svg" alt="Among AI models' top three in Accounts payable automation, October 2026 Edition, Finance AI Recommendation Index" width="240" height="240"></a>

Copy the code as it is. The link is part of the badge: it points at the Accounts payable automation standing, where the claim can be checked.

Compact · 200 × 56 Email signature, footer
Among AI models' top three in Accounts payable automation, October 2026 Edition, Finance AI Recommendation Index
Show the code
<a href="https://finance-ai-index.com/spend/accounts-payable-automation/"><img src="https://finance-ai-index.com/badges/2026-10/bill-accounts-payable--accounts-payable-automation-compact.svg" alt="Among AI models' top three in Accounts payable automation, October 2026 Edition, Finance AI Recommendation Index" width="200" height="56"></a>

Copy the code as it is. The link is part of the badge: it points at the Accounts payable automation standing, where the claim can be checked.

Badges read on light and dark pages. Alt text carries the claim, the category, the edition and the index, so it stays a citation where the image does not load.