Finance AI Index
September 2026 Edition · The permanent record of this edition. The unqualified address always carries the latest edition.
Index › Planning and analysis › September 2026 Edition

FP&A platforms

Asked as “FP&A software”, and as “financial planning and analysis platform”, on behalf of a mid-market B2B company. 48 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
Standing
Vena and Pigment, Clockwork
Contested
15% of first choices, contested.
ShowinginAll 41 categories in the September 2026 Edition →

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small businessClockwork60%Clear leaderStanding →Mid-marketVena15%ContestedThis pageEnterpriseAnaplan48%Clear leaderStanding →

01The standing

Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
01Vena15%16%45accepted challenger
02Pigment15%16%38accepted challenger
03Clockwork15%0%13accepted challenger
04Planful10%11%36accepted challenger
05Fathom10%0%10accepted challenger
06Cube8%8%37accepted challenger
07Prophix6%12%17accepted challenger
08Datarails4%9%45accepted challenger
09Aleph2%0%18accepted challenger
10Centage2%6%17accepted challenger
11Workday Adaptive Planning2%28%39criticized challenger
12Jirav2%15%20accepted challenger
13Mosaic2%9%11accepted challenger
Show the three products at 0%, ordered by negative rate
16Anaplan0%61%38criticized challenger
15OneStream0%31%13criticized challenger
14LiveFlow0%10%10accepted challenger
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its vendor page.
Head to head
Vena vs PigmentVena vs ClockworkPigment vs Clockwork

Recommended versus criticized

Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.

Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09
10
11
12
13
14
15
16
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative30%
Key
01Vena15%
02Pigment15%
03Clockwork15%
04Planful10%
05Fathom10%
06Cube8%
07Prophix6%
08Datarails4%
09Aleph2%
10Centage2%
11Workday Adaptive Planning2%
12Jirav2%
13Mosaic2%
14LiveFlow0%
15OneStream0%
16Anaplan0%

02What they warned about

One of twelve models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX and MiniMax M2.5 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Anaplan
61%
23 of 38 labels negative · 10 of 12 models · 8 hard negative
“Avoid or be cautious about enterprise platforms (Anaplan, Workday Adaptive, Planful, Pigment) unless you have the budget and need for their complexity.” Mistral Small, negative prompt
Vena
16%
7 of 45 labels negative · 6 of 12 models · 4 hard negative
“"would rather eat a bullet than use it again." ... Anaplan and Vena are the two with the most consistent negative sentiment” DeepSeek V4 Flash, negative prompt
Workday Adaptive Planning
28%
11 of 39 labels negative · 6 of 12 models · 4 hard negative
“This platform is widely reported to cause friction due to an archaic interface and sluggish performance.” Qwen 3.7 Flash, negative prompt
Pigment
16%
6 of 38 labels negative · 5 of 12 models · 2 hard negative
“Avoid or be cautious about enterprise platforms (Anaplan, Workday Adaptive, Planful, Pigment)” Mistral Small, negative prompt

03What they cite

Citations exist only for the models that return a source list: twelve of the twelve in this edition, and all six flagship models on the expanded tier.

Sites the answers cite

63 of 72 answers in this category came back with a source list, from 12 of 12 models: citations where the model returns them, or the search results it consulted. 6 of those lists are Google grounding redirects that name no site and are left out of the counts. 721 links across 127 sites, every framing counted. Ranked by the number of answers carrying the site or page.

getaleph.com
41 answers · 67 citations · 10 models
centage.com
vendor site · Centage29 answers · 33 citations · 10 models
learn.g2.com
27 answers · 34 citations · 10 models
drivetrain.ai
vendor site · Drivetrain27 answers · 31 citations · 10 models
cubesoftware.com
25 answers · 44 citations · 9 models
financecopilothq.com
23 answers · 25 citations · 8 models
golimelight.com
19 answers · 25 citations · 10 models
cfoshortlist.com
17 answers · 20 citations · 8 models
clockwork.ai
vendor site · Clockwork15 answers · 23 citations · 10 models
board.com
vendor site · Board15 answers · 20 citations · 9 models
metapraxis.com
13 answers · 14 citations · 8 models
prophix.com
vendor site · Prophix13 answers · 13 citations · 9 models

Pages the answers cite

The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.

getaleph.com/answers/top-fpa-software-2026
31 answers · 10 models
centage.com/blog/best-fp-a-software
29 answers · 10 models
drivetrain.ai/solutions/financial-planning-analysis-software
25 answers · 10 models
learn.g2.com/best-fpa-software
25 answers · 9 models
financecopilothq.com/best-fpa-software
23 answers · 8 models
getaleph.com/answers/best-fpa-software-by-company-size
19 answers · 10 models
clockwork.ai/blog/best-fpa-software-small-business
15 answers · 10 models
board.com/guide/best-fpa-software
14 answers · 9 models
cubesoftware.com/blog/best-fpa-software-tools
12 answers · 7 models
golimelight.com/blog/fpa-software-for-small-business
12 answers · 8 models

04How they answered

Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ModelDirect“What is the best FP&A software for a mid-market B2B company?”Paraphrase“Which financial planning and analysis platform would you recommend to a mid-sized B2B company?”Comparative“What are the top FP&A platforms and how do they differ?”Budget-constrained“What is the best FP&A software for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a FP&A software. What should we look at?”Negative“Which FP&A platforms should I avoid or be cautious about?”
Claude Haiku 4.5Planful
Three alternativesPigment, Prophix, Vena
against: JiravAbacumChanged
Three alternativesMosaic, Prophix, Vena
no first choiceClockwork
Three alternativesAbacum, Centage, Datarails
no first choicenothing named
GPT-5.4 miniPlanful, Vena
Two alternativesCube, Datarails
against: AnaplanWorkday Adaptive PlanningChanged
Two alternativesPlanful, Vena
no first choicePlanGuru
Four alternativesDatarails, Fathom, LiveFlow, Martus
no first choicenothing named
Gemini 3.5 FlashDrivetrain
Three alternativesBob Finance, Cube, Planful
against: Anaplan, Oracle Hyperion, Pigment, Workday Adaptive PlanningMosaic, Pigment, VenaChanged
Four alternativesCube, Datarails, Planful, Prophix
against: Anaplan, Workday Adaptive Planningno first choice
Ten alternativesAnaplan, Bob Finance, Clockwork, Cube, Datarails, OneStream, Pigment, Planful, Vena, Workday Adaptive Planning
Fathom
Three alternativesClockwork, Coefficient, Jirav
against: Anaplan, LiveFlow, Pigment, Workday Adaptive PlanningPigment
Five alternativesCube, Mosaic, NetSuite Planning and Budgeting, Planful, Vena
against: Anaplan, SAP BPCagainst: Anaplan, Cube, Datarails, OneStream, Oracle Cloud EPM, SAP Analytics Cloud, Vena, Workday Adaptive Planning
Perplexity SonarPlanful
Five alternativesAleph, Centage, Pigment, Prophix, Vena
PlanfulHeld
Three alternativesDatarails, Jirav, Vena
no first choice
Eleven alternativesAleph, Anaplan, Board, Cube, Datarails, OneStream, Oracle Cloud EPM, Pigment, Planful, Vena, Workday Adaptive Planning
Jirav
Four alternativesCube, Datarails, Fairview, Fathom
no first choicenothing named
Grok 4.1 FastCube, Vena
Two alternativesDatarails, Pigment
against: Anaplan, OracleCubeChanged
Five alternativesDatarails, Pigment, Planful, Vena, Workday Adaptive Planning
Anaplan
Four alternativesCube, Pigment, Vena, Workday Adaptive Planning
Clockwork, Fathom
Two alternativesExcel/Google Sheets, Reach Reporting
against: Cube, Datarails, Jirav, Limelightno first choiceagainst: Anaplan, Pigment, Workday Adaptive Planning
Mistral SmallCentage
Four alternativesAbacum, Aleph, Datarails, Workday Adaptive Planning
Prophix, VenaChanged
Two alternativesDatarails, Planful
no first choiceClockwork
Six alternativesCube, Datarails, Excel, Fathom, Google Sheets, Jirav
no first choiceagainst: Anaplan, Centage, Datarails, Pigment, Planful, Prophix, Vena, Workday Adaptive Planning
DeepSeek V4 FlashDatarails
Three alternativesPlanful, Prophix, Vena
ProphixChanged
Three alternativesCentage, Pigment, Planful
against: Anaplan, Workday Adaptive Planningno first choice
Eleven alternativesAnaplan, Board, Cube, Datarails, Jirav, Mosaic, OneStream, Pigment, Planful, Vena, Workday Adaptive Planning
Clockwork, Fathom
Two alternativesBudgyt, Causal
against: Anaplan, Mosaic, Pigment, Planful, Venano first choiceagainst: Anaplanagainst: Anaplan, NetSuite Planning and Budgeting, Oracle Hyperion / PBCS / EPM, Planful, Vena, Workday Adaptive Planning
Llama 4 MaverickPigment
Three alternativesAleph, Centage, Workday Adaptive Planning
no first choiceChangedno first choiceClockwork
Three alternativesFathom, LiveFlow, Reach Reporting
no first choiceagainst: Anaplan, Datarails, Vena
Qwen 3.7 FlashPigment
Four alternativesAleph, Centage, Datarails, Workday Adaptive Planning
against: Anaplan, OracleVenaChanged
Three alternativesDatarails, LiveFlow, Pigment
against: AnaplanAnaplan, Datarails, Vena, Workday Adaptive Planning
Four alternativesIBM Cognos Analytics, IBM Planning Analytics, Jirav, Oracle Cloud EPM
Cube
Two alternativesClockwork, LiveFlow
Planful
Four alternativesFluent, Kore, Mosaic, Scope Business
against: Anaplan, Oracle Cloud EPM, SAP BPCagainst: Anaplan, OneStream, Vena, Workday Adaptive Planning
Kimi K2Pigment
Three alternativesAleph, Centage, Workday Adaptive Planning
Datarails, Prophix, VenaChanged
Three alternativesAleph, Mosaic, Planful
against: Anaplan, Workday Adaptive Planningno first choiceClockwork, Fathom
One alternativeExcel/Google Sheets + Templates
against: Jiravno first choice
Seven alternativesAleph, Cube, Datarails, Jirav, Planful, Prophix, Vena
against: Anaplanagainst: Anaplan, Cube, NetSuite Planning and Budgeting, OneStream, Planful, Workday Adaptive Planning
GLM 4.7 FlashXPigment
Eight alternativesAleph, Centage, Cube, Datarails, Planful, Prophix, Vena, Workday Adaptive Planning
AlephChanged
Six alternativesCube, Drivetrain, Pigment, Planful, Vena, Workday Adaptive Planning
no first choice
Seven alternativesAnaplan, Board, Cube, OneStream, Pigment, Vena, Workday Adaptive Planning
Fathom
Five alternativesClockwork, Excel/Google Sheets, Jirav, LiveFlow, Reach Reporting
no first choiceagainst: Anaplan, Oracle Hyperion, Prophix, SAP BPC, Vena
MiniMax M2.5Pigment
Four alternativesAleph, Centage, Datarails, Workday Adaptive Planning
Cube, VenaChanged
Two alternativesCentage, Planful
no first choiceClockwork
One alternativeExcel/Google Sheets
no first choiceagainst: Anaplan, Kyriba, OneStream, Pigment
Bold is the first choiceAlternatives are counted; the count opens them.What the answer argued against

05The record

One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Seventy-two rows: every prompt, every model, every answer.
PromptModelVersion stringTime (UTC)SearchedSourcesLatency
Direct recommendationClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 17:46yes99 s
Direct recommendationGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 17:45yes36 s
Direct recommendationGemini 3.5 Flashgemini-3.5-flash2026-09-17 17:29yes2623 s
Direct recommendationPerplexity Sonarsonar2026-09-17 17:29yes197 s
Direct recommendationGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 17:46yes2316 s
Direct recommendationMistral Smallmistral/mistral-small via mistral2026-09-17 17:47yes59 s
Direct recommendationDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 17:36yes1217 s
Direct recommendationLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 17:44yes52 s
Direct recommendationQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 17:34yes531 s
Direct recommendationKimi K2moonshotai/kimi-k2 via novita2026-09-17 17:30yes519 s
Direct recommendationGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 17:39yes1243 s
Direct recommendationMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:40yes513 s
ParaphraseClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 17:32yes98 s
ParaphraseGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 17:30yes36 s
ParaphraseGemini 3.5 Flashgemini-3.5-flash2026-09-17 17:47yes1121 s
ParaphrasePerplexity Sonarsonar2026-09-17 17:34yes206 s
ParaphraseGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 17:46yes179 s
ParaphraseMistral Smallmistral/mistral-small via mistral2026-09-17 17:53yes55 s
ParaphraseDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 17:42yes915 s
ParaphraseLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 17:35yes53 s
ParaphraseQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 17:41no034 s
ParaphraseKimi K2moonshotai/kimi-k2 via novita2026-09-17 17:38yes921 s
ParaphraseGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 17:30yes8109 s
ParaphraseMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:31yes924 s
ComparativeClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 17:30yes912 s
ComparativeGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 17:37yes310 s
ComparativeGemini 3.5 Flashgemini-3.5-flash2026-09-17 17:34yes1226 s
ComparativePerplexity Sonarsonar2026-09-17 17:31yes2013 s
ComparativeGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 17:34yes2522 s
ComparativeMistral Smallmistral/mistral-small via mistral2026-09-17 17:41yes89 s
ComparativeDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 17:42yes1817 s
ComparativeLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 17:45yes53 s
ComparativeQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 17:49no033 s
ComparativeKimi K2moonshotai/kimi-k2 via novita2026-09-17 17:33yes828 s
ComparativeGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 17:34yes3466 s
ComparativeMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:26yes1429 s
Budget constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 17:48yes98 s
Budget constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 17:34yes35 s
Budget constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 17:39yes1920 s
Budget constrainedPerplexity Sonarsonar2026-09-17 17:26yes209 s
Budget constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 17:31yes3917 s
Budget constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 17:36yes54 s
Budget constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 17:40yes816 s
Budget constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 17:40yes52 s
Budget constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 17:35yes532 s
Budget constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 17:28yes1231 s
Budget constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 17:53yes8250 s
Budget constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:42yes922 s
Scale constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 17:46no05 s
Scale constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 17:45no09 s
Scale constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 17:29yes1124 s
Scale constrainedPerplexity Sonarsonar2026-09-17 17:27yes2011 s
Scale constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 17:27yes1711 s
Scale constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 17:37no09 s
Scale constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 17:28yes918 s
Scale constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 17:41yes52 s
Scale constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 17:43no031 s
Scale constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 17:41yes954 s
Scale constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 17:35no091 s
Scale constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:29yes538 s
Negative framingClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 17:28no03 s
Negative framingGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 17:27no07 s
Negative framingGemini 3.5 Flashgemini-3.5-flash2026-09-17 17:32yes2128 s
Negative framingPerplexity Sonarsonar2026-09-17 17:31yes207 s
Negative framingGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 17:38yes3916 s
Negative framingMistral Smallmistral/mistral-small via mistral2026-09-17 17:26yes56 s
Negative framingDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 17:26yes2940 s
Negative framingLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 17:37yes53 s
Negative framingQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 17:33yes2462 s
Negative framingKimi K2moonshotai/kimi-k2 via novita2026-09-17 17:41yes2437 s
Negative framingGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 17:43yes3251 s
Negative framingMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:35yes1435 s

Normalization in this category

Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.

Category-scoped readings
Adaptive Insights (Workday) read as Workday Adaptive Planning
Clockwork AI read as Clockwork
HiBob Finance (formerly Mosaic) read as Bob Finance
Oracle EPM read as Oracle Cloud EPM
Oracle EPM (Hyperion) read as Oracle Cloud EPM
Oracle EPM Cloud read as Oracle Cloud EPM
Prophix One read as Prophix
Prophix One™ read as Prophix
Vena Solutions read as Vena
Wolters Kluwer read as CCH Tagetik
Workday Adaptive read as Workday Adaptive Planning
Unresolved, counted raw
Excel/Google Sheets + Templates
Fluent
Kore
Martus
Oracle Hyperion / PBCS / EPM
Scope Business
Discontinued, still offered
No shut-down product was recommended here.

Also in planning and analysis

The other categories of this function, with the leader in each.
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