Finance AI Index
September 2026 Edition · The permanent record of this edition. The unqualified address always carries the latest edition.
Index Accounting and close Lease accounting › Small business September 2026 Edition

Lease accounting for small business buyers

Asked as “lease accounting software”, and as “ASC 842 and IFRS 16 compliance tool”, on behalf of a small B2B company. 48 first choices recorded across the direct, paraphrase, budget and scale prompts, twelve models each.
Standing
Contested
25% of first choices, contested.

By buyer segment

The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.

01The standing

Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all twelve models, for a small B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrant
01EZLease25%3%33accepted challenger
02iLeasePro19%14%29accepted challenger
03LeaseGuru12%0%14accepted challenger
04FinQuery10%15%33accepted challenger
05NetLease4%13%15accepted challenger
06Crunchafi2%10%20accepted challenger
Show the three products at 0%, ordered by negative rate
09Visual Lease0%58%19criticized challenger
08Xero0%46%13criticized challenger
07Trullion0%17%23accepted challenger
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its vendor page.

Recommended versus criticized

Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.

Criticized challengerCriticized default
Negative label rate →
01
02
03
04
05
06
07
08
09
Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01EZLease25%
02iLeasePro19%
03LeaseGuru12%
04FinQuery10%
05NetLease4%
06Crunchafi2%
07Trullion0%
08Xero0%
09Visual Lease0%

02What they warned about

Zero of twelve models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Gemini 3.5 Flash, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Llama 4 Maverick, Qwen 3.7 Flash, Kimi K2, GLM 4.7 FlashX and MiniMax M2.5 changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Visual Lease
58%
11 of 19 labels negative · 7 of 12 models · 4 hard negative
“avoiding enterprise-grade lease accounting software (such as CoStar, Visual Lease, or MRI ProLease), which can easily cost tens of thousands of dollars a year” Gemini 3.5 Flash, budget prompt
Microsoft Excel
83%
5 of 6 labels negative · 4 of 12 models · 5 hard negative
“Auditors frequently flag Excel-based trackers because they lack version control and an audit trail.” Qwen 3.7 Flash, negative prompt
Trullion
17%
4 of 23 labels negative · 4 of 12 models · 3 hard negative
“These are powerful tools designed for massive global real estate portfolios. For a small business, they are often prohibitively expensive and complex to configure.” Qwen 3.7 Flash, negative prompt
LeaseAccelerator
57%
4 of 7 labels negative · 4 of 12 models · 1 hard negative
“avoiding enterprise-heavy tools like Visual Lease or LeaseAccelerator” Grok 4.1 Fast, comparative prompt

03What they cite

Citations exist only for the models that return a source list: twelve of the twelve in this edition, and all six flagship models on the expanded tier.

Sites the answers cite

63 of 72 answers in this category came back with a source list, from 12 of 12 models: citations where the model returns them, or the search results it consulted. 6 of those lists are Google grounding redirects that name no site and are left out of the counts. 798 links across 92 sites, every framing counted. Ranked by the number of answers carrying the site or page.

45 answers · 84 citations · 10 models
32 answers · 68 citations · 11 models
31 answers · 53 citations · 11 models
29 answers · 29 citations · 10 models
vendor site · FinQuery27 answers · 33 citations · 8 models
vendor site · Netgain27 answers · 29 citations · 9 models
26 answers · 34 citations · 10 models
vendor site · Black Owl Systems26 answers · 27 citations · 10 models
25 answers · 25 citations · 9 models
vendor site · DebtBook24 answers · 24 citations · 9 models
vendor site · Trullion22 answers · 25 citations · 9 models
vendor site · Occupier22 answers · 22 citations · 9 models

Pages the answers cite

The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.

04How they answered

Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ModelDirect“What is the best lease accounting software for a small B2B company?”Paraphrase“Which ASC 842 and IFRS 16 compliance tool would you recommend to a small business that sells to other businesses?”Comparative“What are the top lease accounting tools for a small team and how do they differ?”Budget-constrained“What is the best lease accounting software for a small company with a tight budget?”Scale-constrained“We are a 30 person company evaluating a lease accounting software. What should we look at?”Negative“Which lease accounting tools should a small business avoid or be cautious about?”
Claude Haiku 4.5iLeasePro
Three alternativesEZLease, FinQuery, LeaseGuru
LeaseGuruChanged
Two alternativesFinQuery, Trullion
FinQuery
Two alternativesCrunchafi, Trullion
EZLease, iLeaseProno first choiceagainst: Microsoft Excel
GPT-5.4 miniLeaseGuru
Two alternativesCrunchafi, LeaseQuery powered
against: NetLease, Trullion, Visual Lease
CradleChanged
Four alternativesEZLease, FinQuery, NetLease, Onederful
FinQuery
Six alternativesAssetAccountant, EZLease, NetLease, Occupier, Trullion, Visual Lease
EZLease, LeaseGuru
Two alternativesCrunchafi, Rubli
no first choiceagainst: Crunchafi, FinQuery, Leasecake
Gemini 3.5 FlashNetLease
Three alternativesCrunchafi, LeaseGuru, iLeaseXpress
AssetAccountant, EZLeaseChanged
Three alternativesBlack Owl Systems, NetLease, Trullion
against: iLeasePro
iLeasePro
Four alternativesCradle, Crunchafi, DebtBook, Trullion
against: FinQuery, Visual Lease
iLeaseXpress
Four alternativesAssetAccountant, Crunchafi, LeaseGuru, NetLease
against: CoStar Real Estate Manager, MRI ProLease, Microsoft Excel, Visual Lease
iLeaseXpress
Three alternativesCradle, NetLease, Trullion
against: CoStar Real Estate Manager, Google Sheets, LeaseAccelerator, MRI ProLease, Microsoft Excel, Nakisa Lease Administration, NetSuite, Oracle, SAP
Perplexity SonarEZLease, Spacebase
One alternativeFinQuery
against: Xero
FinQueryChanged
Three alternativesNetLease, SOFT4Lessee, Trullion
EZLease, iLeasePro
Two alternativesFinQuery, Trullion
EZLease
One alternativeiLeasePro
against: Xero
no first choicenothing named
Grok 4.1 FastiLeasePro
Two alternativesFinQuery, Trullion
against: QuickBooks, Visual Lease, Xero
EZLeaseChanged
Four alternativesCradle, LeaseCrunch, LeaseGuru, NetLease
against: Trullion, Visual Lease
EZLease
Three alternativesFinQuery, Trullion, iLeasePro
against: LeaseAccelerator, Visual Lease, Xero
iLeasePro
Two alternativesEZLease, LeaseGuru
no first choiceagainst: Crunchafi / LeaseCrunch, NetLease, Oracle Lease Management, SAP, Xero
Mistral SmallEZLease, Spacebase
One alternativeXero
SpacebaseChanged
One alternativeFinQuery
EZLease
Two alternativesTrullion, Visual Lease
against: LeaseAccelerator
EZLeaseno first choice
Two alternativesLeaseCrunch, NetLease
nothing named
DeepSeek V4 FlashiLeasePro
Five alternativesCradle, Crunchafi, FinQuery, LeaseGuru, Occupier
CrunchafiChanged
Three alternativesEZLease, iLeasePro, iLeaseXpress
against: FinQuery
LeaseGuru
Four alternativesEZLease, Leasecake, NetLease, iLeasePro
LeaseGuru
Two alternativesCrunchafi, iLeaseXpress
iLeasePro, iLeaseXpress
One alternativeCrunchafi
against: EZLease, FinQuery, Nakisa Lease Administration, Visual Lease
against: FinQuery, Oracle, SAP, iLeasePro
Llama 4 MaverickSpacebase
Two alternativesEZLease, Xero
no first choiceChangedEZLease
Three alternativesLeaseAccelerator, Trullion, Visual Lease
EZLeaseLeasecake
One alternativeSage Intacct
nothing named
Qwen 3.7 FlashLeaseLogix
Two alternativesFinQuery, Leasify
against: FloQast
FinQueryChanged
One alternativeLeaseBook
against: Real Page
FinQuery
Three alternativesNetLease, Occupier, Trullion
LeaseBooks
Two alternativesLeaseDocket, LeaseLogix
no first choiceagainst: CoStar Real Estate Manager, Crunchafi, MRI ProLease, Microsoft Excel, Nakisa Lease Administration, Trullion, Visual Lease, iLeasePro
Kimi K2iLeasePro
Three alternativesCrunchafi, EZLease, FinQuery
against: CoStar Real Estate Manager, Visual Lease
FinQueryChanged
One alternativeBlack Owl Systems
against: LeaseAccelerator, Visual Lease, iLeasePro
EZLease, iLeasePro
Three alternativesCrunchafi, Leasecake, Occupier
LeaseGuru
Two alternativesEZLease, iLeasePro
no first choiceagainst: Microsoft Excel
GLM 4.7 FlashXEZLease, iLeasePro
Two alternativesCrunchafi, Xero
FinQueryChanged
Two alternativesTrullion, iLeasePro
FinQuery
Four alternativesEZLease, Trullion, Xero, iLeasePro
against: Visual Lease
EZLease, iLeasePro
Two alternativesAssetAccountant, Rubli
EZLease, FinQuery
Three alternativesCrunchafi, Trullion, Visual Lease
nothing named
MiniMax M2.5no first choiceagainst: XeroLeaseGuruChanged
One alternativeFinQuery
against: Spacebase, Trullion
EZLease, iLeasePro
Five alternativesCrunchafi, FinQuery, Leasecake, Occupier, SOFT4Lessee
LeaseSage, NetLeaseno first choicenothing named
Bold is the first choiceAlternatives are counted; the count opens them.What the answer argued against

05The record

One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Seventy-two rows: every prompt, every model, every answer.
PromptModelVersion stringTime (UTC)SearchedSourcesLatency
Direct recommendationClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:24yes97 s
Direct recommendationGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 19:52yes46 s
Direct recommendationGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:56yes2722 s
Direct recommendationPerplexity Sonarsonar2026-09-17 19:47yes205 s
Direct recommendationGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:50yes2618 s
Direct recommendationMistral Smallmistral/mistral-small via mistral2026-09-17 18:16yes53 s
Direct recommendationDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 18:03yes1633 s
Direct recommendationLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 21:04yes53 s
Direct recommendationQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 21:00no030 s
Direct recommendationKimi K2moonshotai/kimi-k2 via novita2026-09-17 18:43yes1332 s
Direct recommendationGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 20:39yes1548 s
Direct recommendationMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 21:00yes518 s
ParaphraseClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 18:44yes108 s
ParaphraseGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 19:46yes25 s
ParaphraseGemini 3.5 Flashgemini-3.5-flash2026-09-17 20:06yes1126 s
ParaphrasePerplexity Sonarsonar2026-09-17 20:55yes205 s
ParaphraseGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 18:28yes3220 s
ParaphraseMistral Smallmistral/mistral-small via mistral2026-09-17 20:20yes54 s
ParaphraseDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 17:55yes1920 s
ParaphraseLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 18:43yes53 s
ParaphraseQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:12no024 s
ParaphraseKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:33yes1674 s
ParaphraseGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:25yes24113 s
ParaphraseMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 19:41yes2048 s
ComparativeClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:51yes1614 s
ComparativeGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 18:04yes49 s
ComparativeGemini 3.5 Flashgemini-3.5-flash2026-09-17 21:16yes25150 s
ComparativePerplexity Sonarsonar2026-09-17 18:14yes209 s
ComparativeGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 18:36yes2019 s
ComparativeMistral Smallmistral/mistral-small via mistral2026-09-17 20:17yes57 s
ComparativeDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 19:10yes2132 s
ComparativeLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:36yes53 s
ComparativeQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:19yes922 s
ComparativeKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:44yes2140 s
ComparativeGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 19:30yes13154 s
ComparativeMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 18:09yes721 s
Budget constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 18:21yes97 s
Budget constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 17:56yes35 s
Budget constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 21:16yes23162 s
Budget constrainedPerplexity Sonarsonar2026-09-17 18:06yes207 s
Budget constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 17:53yes3418 s
Budget constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 17:56yes510 s
Budget constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via deepinfra2026-09-17 19:16yes2449 s
Budget constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 19:16yes52 s
Budget constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 18:21no034 s
Budget constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 17:54yes2028 s
Budget constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 18:32yes2346 s
Budget constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 17:57no010 s
Scale constrainedClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 20:15no06 s
Scale constrainedGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:19no09 s
Scale constrainedGemini 3.5 Flashgemini-3.5-flash2026-09-17 21:19yes1454 s
Scale constrainedPerplexity Sonarsonar2026-09-17 20:24yes2010 s
Scale constrainedGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 21:06yes1310 s
Scale constrainedMistral Smallmistral/mistral-small via mistral2026-09-17 18:43no08 s
Scale constrainedDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 18:43yes1822 s
Scale constrainedLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 19:37yes53 s
Scale constrainedQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 20:38no026 s
Scale constrainedKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:21yes1018 s
Scale constrainedGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 18:00yes1376 s
Scale constrainedMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 20:21no060 s
Negative framingClaude Haiku 4.5claude-haiku-4-5-202510012026-09-17 19:47yes1710 s
Negative framingGPT-5.4 minigpt-5.4-mini-2026-03-172026-09-17 20:37yes37 s
Negative framingGemini 3.5 Flashgemini-3.5-flash2026-09-17 19:25yes1222 s
Negative framingPerplexity Sonarsonar2026-09-17 18:27yes209 s
Negative framingGrok 4.1 Fastspacexai/grok-4.1-fast-non-reasoning via vertex2026-09-17 19:15yes2214 s
Negative framingMistral Smallmistral/mistral-small via mistral2026-09-17 20:41yes55 s
Negative framingDeepSeek V4 Flashdeepseek/deepseek-v4-flash via fireworks2026-09-17 18:06yes2631 s
Negative framingLlama 4 Maverickmeta/llama-4-maverick via bedrock2026-09-17 20:43yes53 s
Negative framingQwen 3.7 Flashalibaba/qwen3.7-flash via alibaba2026-09-17 19:27yes1043 s
Negative framingKimi K2moonshotai/kimi-k2 via novita2026-09-17 19:56yes1926 s
Negative framingGLM 4.7 FlashXzai/glm-4.7-flashx via zai2026-09-17 20:49yes1454 s
Negative framingMiniMax M2.5minimax/minimax-m2.5 via minimax2026-09-17 20:45yes2334 s

Normalization in this category

Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.

Category-scoped readings
Accruent read as Accruent Lucernex
Black Owl read as Black Owl Systems
CoStar read as CoStar Real Estate Manager
Excel read as Microsoft Excel
Excel Spreadsheets read as Microsoft Excel
MRI Software (ProLease) read as MRI ProLease
Nakisa read as Nakisa Lease Administration
Unresolved, counted raw
BrightLease
CoStar Lease Analysis
CoStar-type tools
FinanceOne Lease
LeaseBook
LeaseBooks
LeaseDocket
LeaseEagle
LeaseHub
LeaseLab
LeaseSage
Leaser.io
Leasify
Lessee
Onederful
QuickBooks Lease Manager
Real Page (by TRS)
SAP Lease Management
Zoho Books + lease module
Discontinued, still offered
No shut-down product was recommended here.
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