Business banking
Asked as “business bank account for a company”, and as “banking platform for a startup”, on behalf of a mid-market B2B company. 52 first choices recorded across the direct, paraphrase, budget and scale prompts, fourteen models each.
Standing · first-choice share
23%
Contested · Rho 12%
23Mercury12Rho10Bluevine56others
23% of first choices, contested.
Since September 2026▲+7Since September 2026: 20% → 27%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Mercury held the lead, +7 points on 20%, inside the 10-point floor.
By buyer segment
The same question asked on behalf of a different buyer. Each standing is computed within its segment; they sit side by side and are never added together.
Small business
Mercury35%Contested▼−3Since September 2026: 33% → 31%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →Mid-marketMercury23%Contested▲+7Since September 2026: 20% → 27%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageEnterprise
Rho19%Contested=heldSince September 2026: 20% → 20%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →
Mercury35%Contested▼−3Since September 2026: 33% → 31%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →Mid-marketMercury23%Contested▲+7Since September 2026: 20% → 27%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.This pageEnterpriseRho19%Contested=heldSince September 2026: 20% → 20%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.Standing →The standing
Share is the count of first choices across the direct, paraphrase, budget and scale prompts, over all fourteen models, for a mid-market B2B company. Ordered by share.
ProductFirst-choice shareNegative rateLabelsQuadrantSince September 2026
01Mercury23%18%44accepted challenger▲+7Since September 2026: 20% → 27%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.20% → 27%
Mercury23%18%44accepted challenger▲+7Since September 2026: 20% → 27%, +7 points. Inside the 10-point floor: within noise. Read over the models both editions asked.20% → 27%02Rho12%0%13accepted challenger▼−3Since September 2026: 12% → 9%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.12% → 9%
Rho12%0%13accepted challenger▼−3Since September 2026: 12% → 9%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.12% → 9%03
Bluevine10%18%39accepted challenger▼−11Since September 2026: 20% → 9%, −11 points. Past the 10-point floor: movement. Read over the models both editions asked.20% → 9%
Bluevine10%18%39accepted challenger▼−11Since September 2026: 20% → 9%, −11 points. Past the 10-point floor: movement. Read over the models both editions asked.20% → 9%04
Novo10%5%22accepted challenger▲+4Since September 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 9%
Novo10%5%22accepted challenger▲+4Since September 2026: 5% → 9%, +4 points. Inside the 10-point floor: within noise. Read over the models both editions asked.5% → 9%05
Chase Business Banking8%27%44criticized challenger▼−6Since September 2026: 12% → 7%, −6 points. Inside the 10-point floor: within noise. Read over the models both editions asked.12% → 7%
Chase Business Banking8%27%44criticized challenger▼−6Since September 2026: 12% → 7%, −6 points. Inside the 10-point floor: within noise. Read over the models both editions asked.12% → 7%06
Bank of America4%19%36accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
Bank of America4%19%36accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%07
Brex4%9%22accepted challenger▼−3Since September 2026: 8% → 5%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.8% → 5%
Brex4%9%22accepted challenger▼−3Since September 2026: 8% → 5%, −3 points. Inside the 10-point floor: within noise. Read over the models both editions asked.8% → 5%08
Relay4%27%26criticized challenger▲+5Since September 2026: 0% → 5%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 5%
Relay4%27%26criticized challenger▲+5Since September 2026: 0% → 5%, +5 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 5%09
Capital One2%0%11accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Capital One2%0%11accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%10
American Express Business Checking2%0%10accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
American Express Business Checking2%0%10accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%11
U.S. Bank2%12%16accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%
U.S. Bank2%12%16accepted challenger=heldSince September 2026: 2% → 2%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 2%12
Ramp2%20%10accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%
Ramp2%20%10accepted challenger▲+2Since September 2026: 0% → 2%, +2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 2%Show the two products at 0%, ordered by negative rate
13
Wells Fargo0%25%24criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%
Wells Fargo0%25%24criticized challenger=heldSince September 2026: 0% → 0%, ±0 points. Inside the 10-point floor: within noise. Read over the models both editions asked.0% → 0%14
Wise Business0%10%10accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%
Wise Business0%10%10accepted challenger▼−2Since September 2026: 2% → 0%, −2 points. Inside the 10-point floor: within noise. Read over the models both editions asked.2% → 0%The floor is 10 points of share, measured: how far the models move a leader on their own when the same questions are asked twice with nothing changed. A larger change is movement; a smaller one is noise, and both are shown. Movement is read over the twelve models both editions asked; GPT-6 Luna, Muse Glimmer 30B joined this edition and are in the standing but not yet in the comparison. How the floor is measured
Bars are the share of first choices, 0 to 100Every product with at least 10 labels here. Every product name links to its product page.
Head to head
All twenty-eight head-to-head pages: the top eight products, each against each
Mercury vs Chase Business BankingMercury vs Bank of AmericaMercury vs BrexMercury vs RelayRho vs BluevineRho vs NovoRho vs Chase Business BankingRho vs Bank of AmericaRho vs BrexRho vs RelayBluevine vs NovoBluevine vs Chase Business BankingBluevine vs Bank of AmericaBluevine vs BrexBluevine vs RelayNovo vs Chase Business BankingNovo vs Bank of AmericaNovo vs BrexNovo vs RelayChase Business Banking vs Bank of AmericaChase Business Banking vs BrexChase Business Banking vs RelayBank of America vs BrexBank of America vs RelayBrex vs Relay
Recommended versus criticized
Every product with at least 10 labels here, on both axes. The 30% line names a quadrant, not the verdict above: that one needs more than 40%.
Criticized challengerCriticized default
Negative label rate →
0102030405060708091011121314Accepted challengerEndorsed leader
0%First-choice share → · lines at 30% share and 25% negative40%
Key
01Mercury23%
Mercury23%02Rho12%
Rho12%03Bluevine10%
Bluevine10%04Novo10%
Novo10%05Chase Business Banking8%
Chase Business Banking8%06Bank of America4%
Bank of America4%07Brex4%
Brex4%08Relay4%
Relay4%09Capital One2%
Capital One2%10American Express Business Checking2%
American Express Business Checking2%11U.S. Bank2%
U.S. Bank2%12Ramp2%
Ramp2%13Wells Fargo0%
Wells Fargo0%14Wise Business0%
Wise Business0%What they warned about
Three of fourteen models held their first choice under the paraphrase. Claude Haiku 4.5, GPT-5.4 mini, Perplexity Sonar, Grok 4.1 Fast, Mistral Small, DeepSeek V4 Flash, Qwen 3.7 Flash, Kimi K2, MiniMax M2.5, GPT-6 Luna and Muse Glimmer 30B changed. A high negative share on a product with few labels is a warning. A low share on a product with many labels is salience, not sentiment.
Chase Business Banking27%
12 of 44 labels negative · 9 of 14 models · 4 hard negative
“Trustpilot reviewers frequently mention poor phone support and unexplained account freezes.” Mistral Small, negative prompt
Bluevine18%
7 of 39 labels negative · 6 of 14 models · 4 hard negative
“**BlueVine** | 13.2 negative reviews/month | Account closures (44% of complaints)” Kimi K2, negative prompt
Mercury18%
8 of 44 labels negative · 6 of 14 models · 4 hard negative
“**Mercury, Relay, and BlueVine** draw approximately four times the complaints of other business banking providers” MiniMax M2.5, negative prompt
Relay27%
7 of 26 labels negative · 6 of 14 models · 4 hard negative
“51% of negatives related to account closures — the highest closure complaint ratio of any provider studied” DeepSeek V4 Flash, negative prompt
What they cite
Citations exist only for the models that return a source list: fourteen of the fourteen in this edition, and all six flagship models on the expanded tier.
Sites the answers cite
70 of 84 answers in this category came back with a source list, from 14 of 14 models: citations where the model returns them, or the search results it consulted. 997 links across 228 sites, every framing counted. Ranked by the number of answers carrying the site or page. 12 of the 252 answers across every segment cited this index's own page for the category; the method page measures whether that reading tilts an answer.
41 answers · 62 citations · 11 models
33 answers · 67 citations · 11 models
vendor site · Brex25 answers · 38 citations · 11 models
25 answers · 32 citations · 9 models
vendor site · Airwallex23 answers · 33 citations · 11 models
vendor site · Bank of America23 answers · 25 citations · 8 models
vendor site · Rho21 answers · 38 citations · 10 models
21 answers · 21 citations · 9 models
vendor site · Bluevine17 answers · 25 citations · 11 models
vendor site · Mercury16 answers · 19 citations · 8 models
16 answers · 17 citations · 9 models
vendor site · Chase15 answers · 32 citations · 7 models
Pages the answers cite
The ten pages named in the most answers, by full address. A page here is one the models returned with a recommendation, not one the index endorses.
28 answers · 9 models
24 answers · 10 models
21 answers · 8 models
20 answers · 9 models
13 answers · 7 models
13 answers · 5 models
11 answers · 6 models
11 answers · 7 models
11 answers · 6 models
11 answers · 5 models
Search against answers
Each company's standing in the answers beside its site's footprint in Google search, one row a site: the products the models named on it with their shares, and the share they add up to; monthly searches on Google, and DataForSEO's estimate of AI search demand (modeled from search signals, directional, not a count of queries to any assistant), for the most-searched of the company's and its products' names (the name is in each row's hover text); estimated monthly organic visits to the site; and its best position in Google's top ten for “best business bank account for a company”, “business bank account for a company”, “business banking providers”. US estimates from DataForSEO and Google's Ads Transparency Center. A small company's site, or a mid-sized company's site for its flagship, is marked company; a product on a large parent's site (Google, Microsoft) has no site figures. A column with no figures for this category is left out, and an empty cell means none were seen, not none exist. Two measurements side by side: neither is read as the cause of the other.
| Company and products | Share | Own site cited | Name searches, Google | AI search demand, est. | Organic visits | Paid search a month, est. | Google ads, last 30 days | Best Google position |
|---|---|---|---|---|---|---|---|---|
| Mercury mercury.com | 23% | 179 | 368,000 | 130,988 | 301,244 | $284,811 | 25 | 5 |
| Rho rho.co | 12% | 90 | 74,000 | 7,366 | 182,562 | $416 | 2 | |
| Bluevine bluevine.com | 10% | 104 | 74,000 | 990 | 79,464 | $113 | 120 | 3 |
| Novo novo.co | 10% | 56 | 49,500 | 10,752 | 48,117 | $22,187 | 8 | |
| Chase chase.com Chase Business Banking 8%, Chase Performance Business Checking 2% | 10% | 111 | 6,120,000 | 327,918 | 52,427,131 company | $69,752 | 119 | |
| Bank of America bankofamerica.com | 4% | 94 | 9,140,000 | 91,560 | 47,087,286 | $143,661 | 120 | 1 |
| Brex brex.com | 4% | 640 | 60,500 | 1,190 | 328,914 | $12,238 | 81 | 7 |
| Relay relayfi.com | 4% | 86 | 90,500 | 68,685 | 96,775 | 120 | ||
| J.P. Morgan jpmorgan.com J.P. Morgan Commercial Banking 4% | 4% | 4 | 301,000 | 12,219 | 5,773,129 company | $27,414 | 120 | |
| Capital One capitalone.com | 2% | 32 | 9,140,000 | 82,670 | 22,535,395 | $64,353 | 99 | 2 |
Google's top ten for the three searches hold 24 sites; 7 of them are among the sites the models cited here (airwallex.com, bluevine.com, brex.com, business.bankofamerica.com, forbes.com, mercury.com, nerdwallet.com). The first result for “best business bank account for a company” is business.bankofamerica.com.
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.ShowHide
How they answered
Six framings of the same buying question, each sent to every model in a fresh session with search on. One row per model, so a row shows whether it held its answer under rewording, what it named when cost was the constraint, and what it argued against. Computed from the raw judge labels.
ShowHideModelDirect“What is the best business bank account for a company for a mid-market B2B company?”Paraphrase“Which banking platform for a startup would you recommend to a mid-sized B2B company?”Comparative“What are the top business banking providers and how do they differ?”Budget-constrained“What is the best business bank account for a company for a company with a limited budget?”Scale-constrained“We are a 500 person company evaluating a business bank account for a company. What should we look at?”Negative“Which business banking providers should I avoid or be cautious about?”
Claude Haiku 4.5Chase Business Bankingno first choiceChangedBluevineno first choiceno first choicenothing named
Three alternatives
Bluevine Premier Business Checking, KeyBank, RelaySix alternatives
Airwallex, Chase Business Banking, Found, Mercury, Novo, Wells FargoGPT-5.4 miniJ.P. Morgan Commercial BankingMercuryChangedagainst: RampBluevine, Chase Business BankingBluevine, Novoagainst: Bank of America, Chase Business Bankingno first choicenothing named
Two alternatives
Bank of America, Wells Fargo Commercial BankingFive alternatives
Bank of America, Brex, Chase Business Banking, Rho, Wells FargoTwo alternatives
Bank of America, Wells FargoOne alternative
NBKCGemini 3.5 FlashRhoRhoHeldno first choiceNovono first choiceagainst: Bank of America, Copper, Evolve Bank & Trust, Juno, Lili, Lineage Bank, Mercury, Novo, Synapse Financial Technologies, Truist, U.S. Bank, Wells Fargo, Yotta
Five alternatives
Bank of America, Brex, Chase Business Banking, Mercury, RampFive alternatives
Bank of America, Brex, Chase Business Banking, Mercury, RampSeven alternatives
Bank of America, Bluevine, Chase Business Banking, Found, Mercury, Novo, RelayFive alternatives
Bluevine, Found, Mercury, Relay, U.S. BankPerplexity SonarRhoBrexChangedno first choiceNBKCno first choiceagainst: Wells Fargo
Three alternatives
Airwallex, Brex, Capital One Enhanced CheckingTwo alternatives
Mercury, RhoTwo alternatives
American Express Business Checking, BluevineGrok 4.1 FastChase Business Bankingagainst: Brex, MercuryMercuryChangedagainst: Bank of America, Chase Business BankingBluevine, Chase Business Banking, MercuryMercuryagainst: Bank of America, Chase Business Bankingno first choiceagainst: Bank of America, Bluevine, Chase Business Banking, Mercury, Relay, U.S. Bank
Two alternatives
Bank of America, Capital OneTwo alternatives
Brex, RhoFour alternatives
Bank of America, Novo, Relay, Wells FargoFive alternatives
Bluevine, Novo, Starling Bank, Tide, Wise BusinessMistral SmallCapital OneBrex, MercuryChangedno first choiceMercury, Relayno first choiceagainst: Axiom Bank, Blue Ridge Bank, Chase Business Banking, Cross River Bank, First Fed Bank, HSBC, Relay
Three alternatives
PNC Bank Treasury Enterprise Plan, Truist Bank, Wells FargoTwo alternatives
Airwallex, NovoOne alternative
U.S. BankDeepSeek V4 FlashBank of America, Chase Business Bankingagainst: Brex, MercuryRhoChangedagainst: Bluevine, Ramp, Relayno first choiceagainst: Wells FargoMercury, Novono first choiceagainst: Bluevine, Chase Business Banking, Mercury, Relay, TD Bank, TSB
One alternative
Capital OneTwo alternatives
Brex, MercurySix alternatives
American Express Business Checking, Bank of America, Bluevine, Chase Business Banking, Mercury, NovoFive alternatives
Bluevine, HSBC Small Business Banking Account, Mettle, NBKC, Starling BankLlama 4 Maverickno first choiceno first choiceHeldno first choiceAmerican Express Business Checkingno first choicenothing named
Qwen 3.7 FlashRampMercuryChangedno first choiceBluevineagainst: Chase Business BankingComerica, First Citizens, Truist, U.S. Bankagainst: Bank of America, Chase Business Banking, Citibank, Wells Fargoagainst: Aspiration, Bank of America, Bluevine, Funding Circle, Mercury, OnDeck, Relay, Wells Fargo
Five alternatives
Aspire, Bank of America, Chase Business Banking, Mercury, Oxygen BankingSix alternatives
Bluevine, Capital One, Chase Business Banking, Ramp, Wells Fargo, Wise BusinessFive alternatives
Bluevine, Chase Business Banking, Mercury, Novo, Wells FargoTwo alternatives
Capital One, RelayKimi K2Chase Performance Business CheckingMercuryChangedno first choiceMercury, Relayno first choiceagainst: Bluevine, Chase Business Banking, Fifth Third Bancorp, Mercury, Relay, Wise Business, Zeni
Three alternatives
Brex, Mercury, RelayTwo alternatives
Brex, RampSix alternatives
Airwallex, Bluevine, Chase Business Banking, Mercury, Novo, RelayThree alternatives
Bluevine, Novo, U.S. Bank Silver Business CheckingGLM 4.7 FlashXMercuryMercuryHeldno first choiceBluevine, Lili, Novono first choiceagainst: Bank of America – Business Banking, Bluevine, Chase Business Banking, Citibank, Wells Fargo
Four alternatives
Airwallex, Bank of America, Brex, Chase Business BankingThree alternatives
Airwallex, Brex, RampFour alternatives
Mercury, Relay, U.S. Bank, Wells FargoMiniMax M2.5PNC Bankno first choiceChangedAxos Bank, Live Oak BankBluevine, Mercuryno first choiceagainst: Bluevine, Chase Business Banking, Mercury, Relay
Four alternatives
Capital One, First Internet Bank, Rho, Wise BusinessFour alternatives
Bank of America, Bluevine, Chase Business Banking, LiliGPT-6 LunaJ.P. Morgan Commercial BankingRhoChangedBank of America, Chase Business BankingBluevineno first choiceagainst: Evolve Bank & Trust, Synapse Financial Technologies
Three alternatives
Bank of America, Citibank, U.S. BankTwo alternatives
Airwallex, BrexFive alternatives
American Express Business Checking, Bluevine, Mercury, Relay, Wells FargoTwo alternatives
Chase Business Banking, RelayMuse Glimmer 30BBank of America, Chase Business BankingRhoChangedBank of America, Chase Business BankingAmerican Express® Business Checking, Novono first choiceagainst: Chase Business Banking, HSBC, NatWest, TSB Business Banking, Tide
Two alternatives
Mercury, RampFive alternatives
American Express Business Checking, Bluevine, Found, Mercury, Wells FargoThree alternatives
Brex Business Banking, NBKC, U.S. BankBold is the first choiceAlternatives are counted; the count opens them.What the answer argued against
The record
One row per call: the version string exactly as returned, whether the model searched, sources cited, and latency. Full answer text is in the free responses file. Download the record
Eighty-four rows: every prompt, every model, every answer.
| Prompt | Model | Version string | Time (UTC) | Searched | Sources | Latency |
|---|---|---|---|---|---|---|
| Direct recommendation | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:27 | yes | 9 | 7 s |
| Direct recommendation | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:13 | yes | 3 | 5 s |
| Direct recommendation | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:21 | yes | 19 | 24 s |
| Direct recommendation | Perplexity Sonar | sonar | 2026-10-01 08:20 | yes | 21 | 4 s |
| Direct recommendation | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:48 | yes | 20 | 9 s |
| Direct recommendation | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:21 | yes | 8 | 9 s |
| Direct recommendation | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 10:29 | yes | 23 | 31 s |
| Direct recommendation | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:14 | yes | 5 | 2 s |
| Direct recommendation | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:51 | no | 0 | 33 s |
| Direct recommendation | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:20 | yes | 17 | 20 s |
| Direct recommendation | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:35 | yes | 23 | 52 s |
| Direct recommendation | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:34 | yes | 13 | 68 s |
| Direct recommendation | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:07 | yes | 5 | 16 s |
| Direct recommendation | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:57 | yes | 24 | 22 s |
| Paraphrase | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:02 | no | 0 | 4 s |
| Paraphrase | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:08 | no | 0 | 4 s |
| Paraphrase | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:31 | yes | 9 | 21 s |
| Paraphrase | Perplexity Sonar | sonar | 2026-10-01 08:10 | yes | 21 | 3 s |
| Paraphrase | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 11:15 | yes | 20 | 12 s |
| Paraphrase | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:51 | yes | 5 | 4 s |
| Paraphrase | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:26 | yes | 21 | 32 s |
| Paraphrase | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:05 | yes | 5 | 2 s |
| Paraphrase | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 08:15 | no | 0 | 30 s |
| Paraphrase | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 09:24 | yes | 13 | 19 s |
| Paraphrase | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:46 | yes | 25 | 35 s |
| Paraphrase | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:33 | no | 0 | 60 s |
| Paraphrase | GPT-6 Luna | gpt-6-luna | 2026-10-01 07:54 | yes | 4 | 23 s |
| Paraphrase | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:06 | yes | 15 | 20 s |
| Comparative | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:49 | yes | 16 | 10 s |
| Comparative | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:19 | yes | 4 | 8 s |
| Comparative | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:40 | yes | 10 | 20 s |
| Comparative | Perplexity Sonar | sonar | 2026-10-01 11:05 | yes | 21 | 4 s |
| Comparative | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 07:52 | yes | 20 | 9 s |
| Comparative | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:21 | yes | 8 | 7 s |
| Comparative | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 08:47 | yes | 23 | 36 s |
| Comparative | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 07:57 | yes | 5 | 2 s |
| Comparative | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 07:37 | no | 0 | 37 s |
| Comparative | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 07:48 | yes | 18 | 21 s |
| Comparative | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 09:56 | yes | 19 | 35 s |
| Comparative | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 07:45 | yes | 20 | 30 s |
| Comparative | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:34 | yes | 8 | 23 s |
| Comparative | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 07:41 | yes | 23 | 37 s |
| Budget constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 10:49 | no | 0 | 4 s |
| Budget constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 10:58 | yes | 4 | 4 s |
| Budget constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 08:33 | yes | 8 | 17 s |
| Budget constrained | Perplexity Sonar | sonar | 2026-10-01 09:18 | yes | 23 | 3 s |
| Budget constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 09:18 | yes | 21 | 11 s |
| Budget constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 11:16 | yes | 12 | 7 s |
| Budget constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:04 | yes | 24 | 33 s |
| Budget constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 11:14 | yes | 5 | 2 s |
| Budget constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:51 | no | 0 | 29 s |
| Budget constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:08 | yes | 13 | 22 s |
| Budget constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:24 | yes | 8 | 136 s |
| Budget constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 09:22 | yes | 5 | 12 s |
| Budget constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:37 | yes | 3 | 14 s |
| Budget constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:11 | yes | 13 | 22 s |
| Scale constrained | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:05 | no | 0 | 4 s |
| Scale constrained | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 09:36 | no | 0 | 8 s |
| Scale constrained | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 10:01 | no | 0 | 12 s |
| Scale constrained | Perplexity Sonar | sonar | 2026-10-01 11:25 | yes | 21 | 7 s |
| Scale constrained | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 08:29 | yes | 14 | 7 s |
| Scale constrained | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 10:27 | no | 0 | 7 s |
| Scale constrained | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 09:45 | yes | 25 | 41 s |
| Scale constrained | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 08:01 | yes | 5 | 3 s |
| Scale constrained | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 09:02 | no | 0 | 36 s |
| Scale constrained | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 08:20 | yes | 25 | 41 s |
| Scale constrained | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 08:05 | yes | 14 | 39 s |
| Scale constrained | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 08:31 | yes | 5 | 13 s |
| Scale constrained | GPT-6 Luna | gpt-6-luna | 2026-10-01 09:21 | yes | 3 | 17 s |
| Scale constrained | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 09:42 | yes | 13 | 20 s |
| Negative framing | Claude Haiku 4.5 | claude-haiku-4-5-20251001 | 2026-10-01 09:06 | no | 0 | 4 s |
| Negative framing | GPT-5.4 mini | gpt-5.4-mini-2026-03-17 | 2026-10-01 08:11 | yes | 6 | 6 s |
| Negative framing | Gemini 3.5 Flash | gemini-3.5-flash | 2026-10-01 09:09 | yes | 28 | 24 s |
| Negative framing | Perplexity Sonar | sonar | 2026-10-01 09:01 | yes | 23 | 5 s |
| Negative framing | Grok 4.1 Fast | spacexai/grok-4.1-fast-non-reasoning via vertex | 2026-10-01 10:07 | yes | 24 | 10 s |
| Negative framing | Mistral Small | mistral/mistral-small via mistral | 2026-10-01 09:04 | yes | 10 | 6 s |
| Negative framing | DeepSeek V4 Flash | deepseek/deepseek-v4-flash via deepinfra | 2026-10-01 11:08 | yes | 21 | 40 s |
| Negative framing | Llama 4 Maverick | meta/llama-4-maverick via bedrock | 2026-10-01 09:44 | yes | 5 | 3 s |
| Negative framing | Qwen 3.7 Flash | alibaba/qwen3.7-flash via alibaba | 2026-10-01 10:09 | yes | 10 | 57 s |
| Negative framing | Kimi K2 | moonshotai/kimi-k2 via novita | 2026-10-01 10:38 | yes | 25 | 25 s |
| Negative framing | GLM 4.7 FlashX | zai/glm-4.7-flashx via zai | 2026-10-01 10:23 | yes | 25 | 186 s |
| Negative framing | MiniMax M2.5 | minimax/minimax-m2.5 via minimax | 2026-10-01 10:54 | yes | 15 | 26 s |
| Negative framing | GPT-6 Luna | gpt-6-luna | 2026-10-01 10:18 | yes | 4 | 21 s |
| Negative framing | Muse Glimmer 30B | meta/muse-glimmer-30b via togetherai | 2026-10-01 11:22 | yes | 14 | 26 s |
Noise floor in this category
Flips between the edition run and its calibration repeat. Six prompts per model is a small sample; the index-wide floor is the number to trust.
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Claude Haiku 4.5
3 of 3 flipped
GPT-5.4 mini
3 of 4 flipped
Gemini 3.5 Flash
1 of 3 flipped
Perplexity Sonar
2 of 3 flipped
Grok 4.1 Fast
4 of 6 flipped
Mistral Small
3 of 3 flipped
DeepSeek V4 Flash
3 of 4 flipped
Llama 4 Maverick
2 of 2 flipped
Qwen 3.7 Flash
2 of 4 flipped
Kimi K2
3 of 4 flipped
GLM 4.7 FlashX
2 of 3 flipped
MiniMax M2.5
4 of 4 flipped
GPT-6 Luna
3 of 4 flipped
Muse Glimmer 30B
3 of 4 flipped
Normalization in this category
Every judgment call made between the raw labels and the numbers above, listed so it is visible and reversible.
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Category-scoped readings
American Express read as American Express Business Checking
American Express Business read as American Express Business Checking
Axos read as Axos Bank
Bank of America Business Advantage read as Bank of America
Capital One Spark read as Capital One
Chase read as Chase Business Banking
Chase (Business Banking) read as Chase Business Banking
Chase (Chase Business Complete Banking) read as Chase Business Banking
Chase Business read as Chase Business Banking
Citi read as Citibank
Citi Business read as Citibank
Fifth Third read as Fifth Third Bank
First Republic Bank read as First Republic
J.P. Morgan read as Chase Business Banking
J.P. Morgan Chase read as Chase Business Banking
JPMorgan Chase read as Chase Business Banking
JPMorgan Chase (Middle Market Banking) read as Chase Business Banking
JPMorgan Chase Business Banking read as Chase Business Banking
PNC read as PNC Bank
SVB read as Silicon Valley Bank
Starling read as Starling Bank
Synapse read as Synapse Financial Technologies
nbkc Bank read as NBKC
Unresolved, counted raw
American Express® Business Checking
Axiom Bank
Bank of America No-Fee Business Checking
Bank of America – Business Banking
Capital One 360 Business Checking
Capital One Enhanced Checking
Citizens
Column N.A.
Cora
Cross River Bank
Fifth Third Bancorp
First Fed Bank
First National Bank of Lindsay, Oklahoma
HSBC Small Business Banking Account
KeyBank
OnDeck
Oxygen Banking
PNC Business Checking
Regions Bank
Republic First Bank
Security Service FCU
TSB Business Banking
Truist Bank
Wells Fargo Initiate
Discontinued, still offered
No shut-down product was recommended here.