Finance AI Index
Index › Vendors › Navan › Alternatives · September 2026 Edition
Three categories · what the models named instead

Alternatives to Navan, as AI models named them

In the September 2026 Edition, 463 of the 648 answers collected in the three categories where Navan holds a standing named it neither as a first choice nor as an alternative. These are the products those answers put first, category by category and buyer by buyer. The output is the models' output.

Named instead, most often
Ramp105
BILL Spend & Expense37
Zoho Expense36
Coupa29
SAP Concur26
Expensify15
First choices in the 463 answers that did not name Navan, every category and segment above added together; a product can be counted in several. Each category below keeps its own denominator.

Corporate travel management

Spend and procurement. Six framings, twelve models, one answer each per buyer segment; an answer counts here when Navan is not its first choice or an alternative in it.
Small businessNavan is #1 of 10 here at 33% of first choices, 53 labels.

Thirty-four of the seventy-two answers did not name Navan; it was the first choice in twenty-three. The first choices in those thirty-four answers, eight products in all:

TravelPerk6 of 34Head to head →
Booking.com for Business4 of 34Head to head →
Ramp4 of 34Head to head →
myBiz3 of 34
Rippling Travel2 of 34
SAP Concur1 of 34
TravelBank1 of 34
Zoho Expense1 of 34
The full small business standing →
Mid-marketNavan is #1 of 9 here at 51% of first choices, 56 labels.

Thirty-six of the seventy-two answers did not name Navan; it was the first choice in twenty-seven. The first choices in those thirty-six answers, four products in all:

Booking.com for Business2 of 36Head to head →
Engine2 of 36
TravelPerk2 of 36Head to head →
AmTrav1 of 36
The full mid-market standing →
EnterpriseNavan is #2 of 10 here at 28% of first choices, 58 labels.

Twenty-nine of the seventy-two answers did not name Navan; it was the first choice in eighteen. The first choices in those twenty-nine answers, three products in all:

SAP Concur5 of 29
ITILITE1 of 29
Ramp1 of 29Head to head →
The full enterprise standing →

Expense management

Spend and procurement. Six framings, twelve models, one answer each per buyer segment; an answer counts here when Navan is not its first choice or an alternative in it.
Small businessNavan holds 5 labels here, under the 10-label cutoff, so it is unranked.

Sixty-eight of the seventy-two answers did not name Navan; it was the first choice in zero. The first choices in those sixty-eight answers, six products in all:

Ramp19 of 68Head to head →
Zoho Expense19 of 68Head to head →
Expensify11 of 68Head to head →
BILL Spend & Expense6 of 68Head to head →
Brex3 of 68
Wave1 of 68
The full small business standing →
Mid-marketNavan is #7 of 11 here at 4% of first choices, 29 labels.

Fifty-one of the seventy-two answers did not name Navan; it was the first choice in three. The first choices in those fifty-one answers, twelve products in all, the eight most named:

Zoho Expense10 of 51Head to head →
Ramp9 of 51Head to head →
BILL Spend & Expense4 of 51Head to head →
Spendesk3 of 51Head to head →
Wave2 of 51
Airwallex1 of 51
Brex1 of 51
Expensify1 of 51Head to head →
4 more in the record.The full mid-market standing →
EnterpriseNavan is #6 of 9 here at 3% of first choices, 36 labels.

Forty-seven of the seventy-two answers did not name Navan; it was the first choice in three. The first choices in those forty-seven answers, eight products in all:

SAP Concur17 of 47Head to head →
Ramp3 of 47Head to head →
Brex1 of 47
Emburse1 of 47
Expensify1 of 47Head to head →
Fyle1 of 47
Rippling Spend1 of 47Head to head →
Zoho Expense1 of 47Head to head →
The full enterprise standing →

Spend management platforms

Spend and procurement. Six framings, twelve models, one answer each per buyer segment; an answer counts here when Navan is not its first choice or an alternative in it.
Small businessNavan holds 2 labels here, under the 10-label cutoff, so it is unranked.

Seventy of the seventy-two answers did not name Navan; it was the first choice in zero. The first choices in those seventy answers, seven products in all:

Ramp37 of 70
BILL Spend & Expense19 of 70
Zoho Expense5 of 70
Brex3 of 70
Expensify2 of 70
Mercury1 of 70
Spendesk1 of 70
The full small business standing →
Mid-marketNavan is #10 of 14 here at 0% of first choices, 10 labels.

Sixty-seven of the seventy-two answers did not name Navan; it was the first choice in zero. The first choices in those sixty-seven answers, six products in all:

Ramp27 of 67
Airbase12 of 67
BILL Spend & Expense7 of 67
Spendesk4 of 67
Brex1 of 67
Fraxion1 of 67
The full mid-market standing →
EnterpriseNavan is #11 of 14 here at 0% of first choices, 14 labels.

Sixty-one of the seventy-two answers did not name Navan; it was the first choice in zero. The first choices in those sixty-one answers, fourteen products in all, the eight most named:

Coupa29 of 61
Ramp5 of 61
SAP Concur3 of 61
Payhawk2 of 61
SAP Ariba2 of 61
BILL Spend & Expense1 of 61
Brex1 of 61
Ivalua1 of 61
6 more in the record.The full enterprise standing →

How to read this

A category is asked six ways of each of twelve models on behalf of each buyer segment, so a segment is seventy-two answers. An answer belongs on this page when the judge labeled Navan neither its first choice nor an alternative in it; the products listed are the first choices those answers made, counted once per answer. An answer that named nothing first, or named Navan only in passing, is in the denominator and adds to no product. The counts are not the category standing, which is on the category page with its share and rank; they are the same record read from Navan's side.

Every answer and every label is in the free record. The output is the models' output; nothing here is a recommendation by the index, and a product named instead of Navan was named by a model, not endorsed by anyone.

Navan's pageAll products